2021 Audi A6 Car Insurance Calculator

Get instant feedback how changes to risk factors and vehicle options impact the cost of car insurance for a 2021 Audi A6. Update factors like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2021 Audi A6 is $2,698 per year, or about $225 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,698

Cost Per Month

$225

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Audi A6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,698
Average Rate
Your Rate
$2,698

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Audi A6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Audi A6 is $2,698.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Audi A6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2021 Audi A6 against all other models in the midsize luxury car segment. The Audi A6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Audi A6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,946-$752
2Lexus RC 300$2,240-$458
3Lexus ES 350$2,310-$388
4Mercedes-Benz AMG CLA45$2,322-$376
5Lexus IS 300$2,352-$346
6Audi A3$2,386-$312
7Cadillac CT5$2,428-$270
8Audi S5$2,494-$204
9Mercedes-Benz E350$2,568-$130
10Lexus ES 300H$2,606-$92
11Audi S4$2,630-$68
12BMW 530i$2,638-$60
13BMW 540i$2,668-$30
14Mercedes-Benz CLA250$2,682-$16
15Genesis G80$2,692-$6
16Audi A6$2,698--
17Mercedes-Benz E450$2,732$34
18BMW 430i$2,754$56
19Jaguar XF$2,756$58
20Mercedes-Benz CLS450$2,790$92
2021 Midsize Luxury Car Average$2,813$115
21Mercedes-Benz AMG C43$2,880$182
22BMW 440i$2,894$196
23Audi RS 5$2,926$228
24Audi S6$2,994$296
25Infiniti Q50$3,016$318
26BMW 530e$3,032$334
27Mercedes-Benz AMG C63$3,158$460
28BMW M550i$3,220$522
29Tesla Model S$3,298$600
30Audi A7$3,344$646
31Lexus LC 500H$3,432$734
32Audi S7$3,562$864
33BMW M8$3,576$878
34BMW M5$3,612$914

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 A6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Audi A6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Audi A6 Insurance Rates by Trim Level
2021 Audi A6 Trim Level Annual Premium Cost Per Month
2.0T Quattro Premium Sedan$2,600$217
2.0T Quattro Premium Plus Sedan$2,666$222
3.0T Quattro Premium Sedan$2,666$222
2.0T Quattro Prestige Sedan$2,730$228
3.0T Quattro Premium Plus Sedan$2,730$228
3.0T Quattro Prestige Sedan$2,794$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Audi A6 for different driver ages.

2021 Audi A6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,573$798
17$9,311$776
18$8,412$701
19$7,628$636
20$5,856$488
21$5,586$466
22$5,008$417
23$4,082$340
24$3,866$322
25$3,140$262
30$2,882$240
35$2,770$231
40$2,698$225
45$2,516$210
50$2,380$198
55$2,224$185
60$2,230$186
65$2,380$198
70$2,560$213
75$3,002$250
80$3,700$308

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A6 trim levels.