2023 Audi A6 Car Insurance Calculator

Discover how changes to risk factors and vehicle options impact car insurance rates for a 2023 Audi A6. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2023 Audi A6 is $2,798 per year, or about $233 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,798

Cost Per Month

$233

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi A6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,798
Average Rate
Your Rate
$2,798

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi A6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi A6 is $2,798.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi A6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2023 Audi A6 against all other models in the midsize luxury car segment. The Audi A6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi A6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$348
2Lexus ES 350$2,460-$338
3Lexus ES 250$2,472-$326
4Lexus RC 300$2,482-$316
5Mercedes-Benz AMG CLA35$2,488-$310
6Audi A3$2,492-$306
7Mercedes-Benz AMG CLA45$2,546-$252
8Mercedes-Benz CLA250$2,554-$244
9Lexus IS 300$2,568-$230
10Jaguar XF$2,578-$220
11Audi S4$2,628-$170
12BMW i4$2,636-$162
13Mercedes-Benz E350$2,654-$144
14Lexus ES 300h$2,690-$108
15BMW 530i$2,742-$56
16Audi A6$2,798--
17Audi S5$2,802$4
18BMW 540i$2,808$10
19BMW 430i$2,856$58
20Lexus IS 500$2,858$60
21Mercedes-Benz E450$2,886$88
22Genesis G80$2,892$94
2023 Midsize Luxury Car Average$2,899$101
23Mercedes-Benz CLS450$2,968$170
24Mercedes-Benz EQE 350$2,988$190
25Audi RS 5$2,996$198
26BMW 530e$3,014$216
27Audi S6$3,044$246
28Mercedes-Benz AMG C43$3,048$250
29BMW M440i$3,052$254
30Mercedes-Benz EQE 500$3,056$258
31Audi A7$3,176$378
32Infiniti Q50$3,180$382
33Lexus LC 500h$3,414$616
34BMW M550i$3,420$622
35Tesla Model S$3,498$700
36Audi S7$3,520$722
37BMW M5$3,624$826
38BMW M8$3,824$1,026

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 A6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi A6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi A6 Insurance Rates by Trim Level
2023 Audi A6 Trim Level Annual Premium Cost Per Month
Premium 45$2,648$221
Premium Plus 45$2,728$227
Premium 55$2,728$227
Premium Plus 55$2,804$234
Allroad Premium Plus$2,852$238
Prestige 55$2,892$241
Allroad Prestige$2,932$244

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi A6 for different driver ages.

2023 Audi A6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,871$823
17$9,605$800
18$8,684$724
19$7,876$656
20$6,052$504
21$5,776$481
22$5,185$432
23$4,229$352
24$4,009$334
25$3,254$271
30$2,990$249
35$2,872$239
40$2,798$233
45$2,610$218
50$2,466$206
55$2,302$192
60$2,312$193
65$2,464$205
70$2,648$221
75$3,098$258
80$3,814$318

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A6 trim levels.