Audi A7 Car Insurance Calculator

Learn how choices you make impact car insurance rates for an Audi A7. Customize factors such as vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if rates change for better or worse.

The average estimated car insurance premium for a 2024 Audi A7 is $3,268 per year, or about $272 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,268

Cost Per Month

$272

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A7 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Audi A7.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,268
Average Rate
Your Rate
$3,268

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Audi A7.

The 'Average Rate' is a combined value for all Audi A7 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi A7 is $3,268.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi A7 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2024 Audi A7 against all other models in the midsize luxury car segment. The Audi A7 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A7, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A7.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi A7 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$858
2Lexus IS 300$2,414-$854
3Lexus ES 350$2,446-$822
4Mercedes-Benz AMG CLA35$2,456-$812
5Lexus RC 300$2,462-$806
6Jaguar XF$2,476-$792
7Cadillac CT5$2,526-$742
8Lexus ES 250$2,534-$734
9Lexus ES 300h$2,572-$696
10Audi A3$2,634-$634
11Infiniti Q50$2,650-$618
12Mercedes-Benz AMG CLA45$2,682-$586
13Audi S4$2,692-$576
14Mercedes-Benz EQE 350$2,724-$544
15BMW i4$2,734-$534
16Lexus IS 500$2,770-$498
17BMW 530i$2,848-$420
2024 Midsize Luxury Car Average$2,874-$394
18Audi S5$2,890-$378
19BMW 540i$2,900-$368
20BMW 430i$2,940-$328
21BMW i5$2,960-$308
22Genesis G80$2,976-$292
23Mercedes-Benz EQE 500$3,008-$260
24Mercedes-Benz AMG C43$3,024-$244
25Audi A6$3,036-$232
26Tesla Model S$3,070-$198
27BMW 530e$3,100-$168
28Audi RS 5$3,106-$162
29Audi S6$3,128-$140
30BMW M440i$3,206-$62
31Audi A7$3,268--
32Lexus LC 500h$3,508$240
33Audi S7$3,624$356
34BMW M8$3,948$680

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 A7 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi A7.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi A7 Insurance Rates by Trim Level
2024 Audi A7 Trim Level Annual Premium Cost Per Month
Premium$3,176$265
Premium Plus$3,278$273
Prestige$3,350$279

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi A7 for different driver ages.

2024 Audi A7 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,474$956
17$11,203$934
18$10,205$850
19$9,226$769
20$7,100$592
21$6,776$565
22$6,092$508
23$4,937$411
24$4,692$391
25$3,808$317
30$3,500$292
35$3,350$279
40$3,268$272
45$3,042$254
50$2,872$239
55$2,682$224
60$2,690$224
65$2,876$240
70$3,076$256
75$3,582$299
80$4,414$368

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A7 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Audi A7.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Audi A7 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi A7$3,268$272
2023 Audi A7$3,176$265
2022 Audi A7$3,252$271
2021 Audi A7$3,344$279
2020 Audi A7$3,236$270
2019 Audi A7$2,946$246
2018 Audi A7$2,844$237
2017 Audi A7$2,752$229
2016 Audi A7$2,504$209
2015 Audi A7$2,294$191
2014 Audi A7$2,194$183
2013 Audi A7$2,194$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi A7 trim levels for each model year.