2020 Audi A7 Car Insurance Calculator

See in real-time how changing risk factors impact the cost of car insurance for a 2020 Audi A7. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if rates go up or down and learn why.

The average estimated car insurance premium for a 2020 Audi A7 is $3,236 per year, or about $270 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,236

Cost Per Month

$270

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A7 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi A7.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,236
Average Rate
Your Rate
$3,236

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi A7 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi A7 is $3,236.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi A7 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Audi A7 against all other models in the midsize luxury car segment. The Audi A7 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A7, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A7.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi A7 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$1,350
2Lexus RC 300$2,168-$1,068
3Mercedes-Benz SLC300$2,230-$1,006
4Lexus ES 350$2,238-$998
5Lincoln MKZ$2,248-$988
6Mercedes-Benz AMG CLA45$2,268-$968
7Jaguar XE$2,272-$964
8Lexus IS 300$2,276-$960
9Audi A3$2,316-$920
10Cadillac CT5$2,354-$882
11Audi S5$2,414-$822
12Lexus GS 350$2,478-$758
13Mercedes-Benz E350$2,488-$748
14Lexus ES 300H$2,526-$710
15Audi S4$2,550-$686
16BMW 530i$2,558-$678
17BMW 540i$2,582-$654
18Mercedes-Benz CLA250$2,598-$638
19Genesis G80$2,604-$632
20Audi A6$2,614-$622
21Mercedes-Benz E450$2,644-$592
22BMW 430i$2,666-$570
23Mercedes-Benz CLS450$2,700-$536
24Jaguar XF$2,702-$534
2020 Midsize Luxury Car Average$2,704-$532
25BMW 440i$2,796-$440
26Mercedes-Benz AMG C43$2,804-$432
27Mercedes-Benz SL450$2,822-$414
28Audi RS 5$2,838-$398
29Audi S6$2,898-$338
30Infiniti Q50$2,926-$310
31BMW 530e$2,942-$294
32Lexus GS F$3,016-$220
33Mercedes-Benz AMG C63$3,056-$180
34BMW M550i$3,110-$126
35Mercedes-Benz SL550$3,136-$100
36Tesla Model S$3,192-$44
37Audi A7$3,236--
38Lexus LC 500H$3,320$84
39Audi S7$3,444$208
40BMW M8$3,448$212
41BMW M5$3,494$258

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 A7 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi A7.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi A7 Insurance Rates by Trim Level
2020 Audi A7 Trim Level Annual Premium Cost Per Month
3.0T Quattro Premium Hatchback$3,064$255
3.0T Quattro Premium Plus Hatchback$3,312$276
3.0T Quattro Prestige Hatchback$3,334$278

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi A7 for different driver ages.

2020 Audi A7 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,583$965
17$11,284$940
18$10,222$852
19$9,245$770
20$7,088$591
21$6,760$563
22$6,059$505
23$4,910$409
24$4,660$388
25$3,772$314
30$3,464$289
35$3,320$277
40$3,236$270
45$3,016$251
50$2,850$238
55$2,662$222
60$2,672$223
65$2,860$238
70$3,078$257
75$3,610$301
80$4,466$372

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A7 trim levels.