2023 Audi A7 Car Insurance Calculator

Get real-time feedback how the choices you make impact car insurance rates for a 2023 Audi A7. Experiment with factors like A7 trim level, driving record, policy coverages, and annual miles driven. Instantly see how much your choice changes rates and why.

The average estimated car insurance premium for a 2023 Audi A7 is $3,176 per year, or about $265 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,176

Cost Per Month

$265

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A7 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi A7.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,176
Average Rate
Your Rate
$3,176

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi A7 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi A7 is $3,176.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi A7 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2023 Audi A7 against all other models in the midsize luxury car segment. The Audi A7 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A7, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A7.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi A7 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$726
2Lexus ES 350$2,460-$716
3Lexus ES 250$2,472-$704
4Lexus RC 300$2,482-$694
5Mercedes-Benz AMG CLA35$2,488-$688
6Audi A3$2,492-$684
7Mercedes-Benz AMG CLA45$2,546-$630
8Mercedes-Benz CLA250$2,554-$622
9Lexus IS 300$2,568-$608
10Jaguar XF$2,578-$598
11Audi S4$2,628-$548
12BMW i4$2,636-$540
13Mercedes-Benz E350$2,654-$522
14Lexus ES 300h$2,690-$486
15BMW 530i$2,742-$434
16Audi A6$2,798-$378
17Audi S5$2,802-$374
18BMW 540i$2,808-$368
19BMW 430i$2,856-$320
20Lexus IS 500$2,858-$318
21Mercedes-Benz E450$2,886-$290
22Genesis G80$2,892-$284
2023 Midsize Luxury Car Average$2,899-$277
23Mercedes-Benz CLS450$2,968-$208
24Mercedes-Benz EQE 350$2,988-$188
25Audi RS 5$2,996-$180
26BMW 530e$3,014-$162
27Audi S6$3,044-$132
28Mercedes-Benz AMG C43$3,048-$128
29BMW M440i$3,052-$124
30Mercedes-Benz EQE 500$3,056-$120
31Audi A7$3,176--
32Infiniti Q50$3,180$4
33Lexus LC 500h$3,414$238
34BMW M550i$3,420$244
35Tesla Model S$3,498$322
36Audi S7$3,520$344
37BMW M5$3,624$448
38BMW M8$3,824$648

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 A7 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi A7.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi A7 Insurance Rates by Trim Level
2023 Audi A7 Trim Level Annual Premium Cost Per Month
Premium$3,080$257
Premium Plus$3,188$266
Prestige$3,260$272

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi A7 for different driver ages.

2023 Audi A7 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,193$933
17$10,927$911
18$9,943$829
19$8,989$749
20$6,914$576
21$6,596$550
22$5,928$494
23$4,801$400
24$4,562$380
25$3,700$308
30$3,402$284
35$3,256$271
40$3,176$265
45$2,956$246
50$2,792$233
55$2,608$217
60$2,616$218
65$2,796$233
70$2,996$250
75$3,492$291
80$4,308$359

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A7 trim levels.