Audi A8 Car Insurance Calculator

Learn in real-time how changes to risk factors and vehicle options impact the cost of car insurance for an Audi A8. Customize rate factors like coverage deductibles, age of the driver, policy discounts, and A8 trim level. Get instant feedback how much rates change and learn exactly why.

The average estimated car insurance premium for a 2024 Audi A8 is $3,982 per year, or about $332 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,982

Cost Per Month

$332

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Audi A8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,982
Average Rate
Your Rate
$3,982

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Audi A8.

The 'Average Rate' is a combined value for all Audi A8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi A8 is $3,982.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi A8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2024 Audi A8 against all other models in the large luxury car segment. The Audi A8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi A8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,782-$1,200
2Volvo S90$2,870-$1,112
3Genesis G90$3,076-$906
4Mercedes-Benz AMG E53$3,088-$894
5Mercedes-Benz EQS 450$3,122-$860
6Lexus LS 500$3,220-$762
7Lexus LS 500h$3,262-$720
8BMW 840i$3,354-$628
9BMW i7$3,402-$580
10Audi RS 7$3,524-$458
2024 Large Luxury Car Average$3,748-$234
11BMW M850i$3,780-$202
12BMW 740i$3,794-$188
13BMW 750e$3,806-$176
14Mercedes-Benz AMG GT43$3,832-$150
15Audi S8$3,878-$104
16Mercedes-Benz S500$3,972-$10
17Audi A8$3,982--
18BMW 760i$4,008$26
19Mercedes-Benz S580$4,162$180
20Mercedes-Benz EQS 580$4,230$248
21Mercedes-Benz Maybach S580$4,598$616
22Mercedes-Benz AMG EQS$4,642$660
23Porsche Panamera$4,666$684
24Mercedes-Benz Maybach S680$4,906$924

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 A8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi A8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi A8 Insurance Rates by Trim Level
2024 Audi A8 Trim Level Annual Premium Cost Per Month
L 55 TFSI$3,928$327
L 55 TFSI Comfort Plus$3,996$333
L 55 TFSI Luxury$4,024$335

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi A8 for different driver ages.

2024 Audi A8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,858$1,155
17$13,588$1,132
18$12,481$1,040
19$11,242$937
20$8,675$723
21$8,279$690
22$7,459$622
23$6,007$501
24$5,722$477
25$4,646$387
30$4,278$357
35$4,080$340
40$3,982$332
45$3,698$308
50$3,486$291
55$3,256$271
60$3,268$272
65$3,498$292
70$3,720$310
75$4,308$359
80$5,308$442

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A8 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Audi A8.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Audi A8 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi A8$3,982$332
2023 Audi A8$3,738$312
2022 Audi A8$3,658$305
2021 Audi A8$3,704$309
2020 Audi A8$3,578$298
2019 Audi A8$3,218$268
2018 Audi A8$3,148$262
2017 Audi A8$3,014$251
2016 Audi A8$3,014$251
2015 Audi A8$2,740$228
2014 Audi A8$2,356$196
2013 Audi A8$2,442$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi A8 trim levels for each model year.