2013 Audi A8 Car Insurance Calculator

Get instant feedback how different driver and vehicle factors impact car insurance rates for a 2013 Audi A8. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know how the choices you make impact rates.

The average estimated car insurance premium for a 2013 Audi A8 is $2,442 per year, or about $204 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,442

Cost Per Month

$204

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Audi A8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,442
Average Rate
Your Rate
$2,442

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Audi A8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Audi A8 is $2,442.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Audi A8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2013 Audi A8 against all other models in the large luxury car segment. The Audi A8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Audi A8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$850
2Cadillac CTS$1,608-$834
3Cadillac XTS$1,632-$810
4Lincoln MKS$1,712-$730
5Cadillac CTS-V$1,838-$604
6Lexus GS 450$1,912-$530
7Infiniti M56$1,938-$504
8Lexus LS 460$1,940-$502
9Hyundai Equus$1,952-$490
10Mercedes-Benz CLS550$1,992-$450
11Mercedes-Benz E63 AMG$2,100-$342
12BMW 750xi$2,126-$316
13BMW 740i$2,134-$308
14Jaguar XJ$2,160-$282
15Mercedes-Benz C63 AMG$2,206-$236
16BMW 650i$2,244-$198
17Jaguar XJ Super$2,248-$194
18Mercedes-Benz CLS63 AMG$2,322-$120
2013 Large Luxury Car Average$2,329-$113
19Lexus LS 600H$2,352-$90
20Audi S8$2,378-$64
21BMW 750i$2,386-$56
22Mercedes-Benz S550$2,390-$52
23Porsche Panamera$2,440-$2
24Audi A8$2,442--
25Mercedes-Benz CL550$2,468$26
26Maserati Quattroporte$2,474$32
27Mercedes-Benz S63 AMG$2,590$148
28BMW 760i$2,606$164
29Mercedes-Benz S600$2,806$364
30Mercedes-Benz CL600$2,820$378
31Mercedes-Benz S65 AMG$3,112$670
32Mercedes-Benz CL65 AMG$3,218$776
33Bentley Continental$3,244$802
34Bentley Mulsanne$3,806$1,364

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 A8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Audi A8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Audi A8 Insurance Rates by Trim Level
2013 Audi A8 Trim Level Annual Premium Cost Per Month
3.0T Quattro Sedan$2,252$188
L 3.0T Quattro Sedan$2,294$191
4.0T Quattro Sedan$2,360$197
L 4.0T Quattro Sedan$2,426$202
L 6.3T Quattro Sedan$2,880$240

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Audi A8 for different driver ages.

2013 Audi A8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,778$732
17$8,497$708
18$7,600$633
19$6,923$577
20$5,289$441
21$5,049$421
22$4,513$376
23$3,707$309
24$3,502$292
25$2,840$237
30$2,606$217
35$2,508$209
40$2,442$204
45$2,284$190
50$2,164$180
55$2,022$169
60$2,026$169
65$2,160$180
70$2,342$195
75$2,764$230
80$3,412$284

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A8 trim levels.