2016 Audi A8 Car Insurance Calculator

Learn how seemingly small changes influence insurance rates for a 2016 Audi A8. Adjust rate factors like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2016 Audi A8 is $3,014 per year, or about $251 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,014

Cost Per Month

$251

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Audi A8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,014
Average Rate
Your Rate
$3,014

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Audi A8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Audi A8 is $3,014.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Audi A8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2016 Audi A8 against all other models in the large luxury car segment. The Audi A8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Audi A8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$1,230
2Cadillac CTS$1,808-$1,206
3Audi A5$1,876-$1,138
4Lincoln MKS$1,908-$1,106
5Cadillac CT6$1,924-$1,090
6Kia K900$2,152-$862
7Acura RLX$2,156-$858
8Infiniti Q70L$2,162-$852
9Mercedes-Benz CLS550$2,204-$810
10Lexus GS 450$2,218-$796
11Infiniti Q70$2,228-$786
12Hyundai Equus$2,256-$758
13Lexus LS 460$2,358-$656
14Mercedes-Benz C63 AMG$2,434-$580
15Cadillac CTS-V$2,440-$574
16BMW 740i$2,482-$532
17Jaguar XJ$2,498-$516
18Mercedes-Benz E63 AMG$2,508-$506
19BMW 650i$2,680-$334
20Maserati Ghibli$2,684-$330
2016 Large Luxury Car Average$2,713-$301
21Jaguar XJ Super$2,752-$262
22BMW 750i$2,772-$242
23Audi RS 7$2,828-$186
24Audi S8$2,856-$158
25Lexus LS 600H$2,876-$138
26Mercedes-Benz CLS63 AMG$2,878-$136
27Mercedes-Benz S550$2,924-$90
28Maserati Quattroporte$2,932-$82
29Mercedes-Benz AMG$2,968-$46
30Audi A8$3,014--
31BMW Alpina B6$3,026$12
32Porsche Panamera$3,102$88
33Mercedes-Benz S63 AMG$3,330$316
34Mercedes-Benz S600$3,392$378
35Mercedes-Benz S65 AMG$3,910$896
36Mercedes-Benz S65$3,956$942
37Bentley Continental$4,024$1,010
38Bentley Mulsanne$4,798$1,784

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 A8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Audi A8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Audi A8 Insurance Rates by Trim Level
2016 Audi A8 Trim Level Annual Premium Cost Per Month
L 3.0T Quattro Sedan$2,756$230
L 4.0T Quattro Sport Sedan$2,892$241
L 6.3T Quattro Sedan$3,392$283

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Audi A8 for different driver ages.

2016 Audi A8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,538$878
17$10,287$857
18$9,366$781
19$8,470$706
20$6,525$544
21$6,227$519
22$5,599$467
23$4,546$379
24$4,318$360
25$3,510$293
30$3,226$269
35$3,090$258
40$3,014$251
45$2,806$234
50$2,650$221
55$2,474$206
60$2,482$207
65$2,650$221
70$2,834$236
75$3,300$275
80$4,060$338

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A8 trim levels.