2018 Audi A8 Car Insurance Calculator

Observe in real-time how changes to different risk factors affect car insurance rates for a 2018 Audi A8. Experiment with factors like your marital status, location, homeowner status, and credit rating. Instantly know if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2018 Audi A8 is $3,148 per year, or about $262 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,148

Cost Per Month

$262

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Audi A8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,148
Average Rate
Your Rate
$3,148

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Audi A8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Audi A8 is $3,148.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Audi A8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2018 Audi A8 against all other models in the large luxury car segment. The Audi A8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Audi A8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$1,202
2Cadillac CTS$2,010-$1,138
3Audi A5$2,090-$1,058
4Cadillac XTS$2,130-$1,018
5Cadillac CT6$2,156-$992
6Volvo S90$2,234-$914
7Lexus LS 500$2,318-$830
8Infiniti Q70$2,324-$824
9Acura RLX$2,364-$784
10Lexus LS 500H$2,408-$740
11Mercedes-Benz CLS550$2,464-$684
12Lexus GS 450$2,488-$660
13Infiniti Q60$2,536-$612
14Mercedes-Benz C63 AMG$2,582-$566
15Cadillac CTS-V$2,654-$494
16Mercedes-Benz S450$2,680-$468
17Jaguar XJ$2,692-$456
18Genesis G90$2,700-$448
2018 Large Luxury Car Average$2,783-$365
19BMW 740e$2,804-$344
20BMW 740i$2,824-$324
21Mercedes-Benz S560$2,832-$316
22BMW 650i$2,838-$310
23Audi RS 7$2,940-$208
24Mercedes-Benz E63 AMG$3,020-$128
25Mercedes-Benz CLS63 AMG$3,046-$102
26BMW 750i$3,054-$94
27Maserati Ghibli$3,058-$90
28Porsche Panamera$3,118-$30
29Audi A8$3,148--
30BMW Alpina B6$3,234$86
31Maserati Quattroporte$3,246$98
32Audi S8$3,346$198
33Mercedes-Benz AMG$3,372$224
34Mercedes-Benz AMG S63$3,438$290
35BMW M760i$3,668$520
36Mercedes-Benz S65 AMG$4,432$1,284

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 A8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Audi A8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Audi A8 Insurance Rates by Trim Level
2018 Audi A8 Trim Level Annual Premium Cost Per Month
L 3.0T Quattro Sedan$3,056$255
L 4.0T Quattro Sport Sedan$3,240$270

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Audi A8 for different driver ages.

2018 Audi A8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,111$926
17$10,855$905
18$9,896$825
19$8,935$745
20$6,873$573
21$6,555$546
22$5,889$491
23$4,758$397
24$4,525$377
25$3,672$306
30$3,374$281
35$3,226$269
40$3,148$262
45$2,926$244
50$2,764$230
55$2,584$215
60$2,594$216
65$2,772$231
70$2,968$247
75$3,462$289
80$4,272$356

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A8 trim levels.