2023 Audi A8 Car Insurance Calculator

Gain insights into how the choices you make impact the cost of car insurance for a 2023 Audi A8. Ajust options like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2023 Audi A8 is $3,738 per year, or about $312 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,738

Cost Per Month

$312

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi A8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi A8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,738
Average Rate
Your Rate
$3,738

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi A8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi A8 is $3,738.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi A8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2023 Audi A8 against all other models in the large luxury car segment. The Audi A8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi A8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi A8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi A8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,558-$1,180
2Volvo S90$2,884-$854
3Lexus LS 500$2,978-$760
4Mercedes-Benz AMG E53$2,996-$742
5Genesis G90$3,016-$722
6BMW i7$3,034-$704
7Mercedes-Benz AMG GT43$3,062-$676
8Lexus LS 500h$3,162-$576
9BMW 840i$3,252-$486
10Mercedes-Benz EQS 450$3,326-$412
11Infiniti Q60$3,334-$404
12Mercedes-Benz S500$3,360-$378
13Audi RS 7$3,434-$304
14Mercedes-Benz EQS 580$3,448-$290
2023 Large Luxury Car Average$3,525-$213
15BMW 740i$3,618-$120
16BMW M850i$3,666-$72
17Mercedes-Benz AMG EQS$3,694-$44
18Audi A8$3,738--
19Audi S8$3,756$18
20Porsche Panamera$3,818$80
21BMW 760i$3,854$116
22Mercedes-Benz S580$3,940$202
23BMW Alpina B8$4,188$450
24BMW M760i$4,322$584
25Mercedes-Benz Maybach S580$4,454$716
26Mercedes-Benz Maybach S680$4,752$1,014

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 A8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi A8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi A8 Insurance Rates by Trim Level
2023 Audi A8 Trim Level Annual Premium Cost Per Month
L 55 TFSI$3,672$306
L 55 TFSI Comfort Plus$3,756$313
L 55 TFSI Luxury$3,784$315

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi A8 for different driver ages.

2023 Audi A8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,076$1,090
17$12,810$1,068
18$11,740$978
19$10,578$882
20$8,156$680
21$7,782$649
22$7,003$584
23$5,642$470
24$5,372$448
25$4,360$363
30$4,012$334
35$3,828$319
40$3,738$312
45$3,472$289
50$3,274$273
55$3,060$255
60$3,072$256
65$3,284$274
70$3,502$292
75$4,064$339
80$5,014$418

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi A8 trim levels.