Audi Q3 Car Insurance Calculator

Explore and understand how changes to risk factors and vehicle options affect car insurance rates for an Audi Q3. Customize factors such as driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2024 Audi Q3 is $2,596 per year, or about $216 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,596

Cost Per Month

$216

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Audi Q3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,596
Average Rate
Your Rate
$2,596

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Audi Q3.

The 'Average Rate' is a combined value for all Audi Q3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi Q3 is $2,596.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi Q3 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2024 Audi Q3 against all other models in the small luxury SUV segment. The Audi Q3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi Q3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$638
2Lexus NX 250$2,072-$524
3Cadillac XT4$2,114-$482
4Lexus NX 350h$2,210-$386
5Lincoln Corsair$2,236-$360
6Mercedes-Benz GLB 250$2,240-$356
7Lexus UX 250h$2,246-$350
8Lexus NX 450h$2,258-$338
9Mercedes-Benz GLA250$2,282-$314
10Mercedes-Benz GLA35 AMG$2,290-$306
11Land Rover Evoque$2,336-$260
12Lexus NX 350$2,348-$248
13Volvo XC40$2,356-$240
14Volvo XC60$2,370-$226
15Alfa Romeo Tonale$2,376-$220
16Mercedes-Benz GLA45 AMG$2,388-$208
17BMW X1$2,420-$176
18Infiniti QX55$2,424-$172
19Volvo C40$2,442-$154
20BMW X2$2,452-$144
21Lexus RZ 450e$2,478-$118
22Mercedes-Benz EQB 300$2,492-$104
23Mercedes-Benz GLC300$2,512-$84
2024 Small Luxury SUV Average$2,541-$55
24Mercedes-Benz EQB 350$2,552-$44
25Genesis GV70$2,582-$14
26Audi Q3$2,596--
27Audi Q5$2,606$10
28Alfa Romeo Stelvio$2,630$34
29Land Rover Range Rover Velar$2,660$64
30BMW X4$2,712$116
31Audi Q4$2,736$140
32BMW X3$2,764$168
33Genesis GV60$2,848$252
34Porsche Macan$2,894$298
35Jaguar I-Pace$2,926$330
36Land Rover Defender$3,042$446
37Jaguar F-Pace$3,130$534
38Aston Martin DBX$4,562$1,966

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Q3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi Q3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi Q3 Insurance Rates by Trim Level
2024 Audi Q3 Trim Level Annual Premium Cost Per Month
Premium 40$2,524$210
Premium 45$2,590$216
Premium Plus 40$2,604$217
Premium Plus 45$2,664$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi Q3 for different driver ages.

2024 Audi Q3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,246$771
17$8,938$745
18$7,972$664
19$7,281$607
20$5,572$464
21$5,319$443
22$4,761$397
23$3,933$328
24$3,712$309
25$3,012$251
30$2,766$231
35$2,670$223
40$2,596$216
45$2,432$203
50$2,306$192
55$2,150$179
60$2,156$180
65$2,292$191
70$2,484$207
75$2,928$244
80$3,602$300

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q3 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Audi Q3.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Audi Q3 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi Q3$2,596$216
2023 Audi Q3$2,348$196
2022 Audi Q3$2,292$191
2021 Audi Q3$2,346$196
2020 Audi Q3$2,264$189
2018 Audi Q3$1,954$163
2017 Audi Q3$1,910$159
2016 Audi Q3$1,730$144
2015 Audi Q3$1,584$132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi Q3 trim levels for each model year.