2022 Audi Q3 Car Insurance Calculator

Explore and understand how different risk factors impact the cost of car insurance for a 2022 Audi Q3. Modify choices like policy discounts, Q3 trim level, driving record, and coverage amounts. Know immediately if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2022 Audi Q3 is $2,292 per year, or about $191 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,292

Cost Per Month

$191

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Audi Q3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,292
Average Rate
Your Rate
$2,292

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Audi Q3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Audi Q3 is $2,292.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Audi Q3 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2022 Audi Q3 against all other models in the small luxury SUV segment. The Audi Q3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Audi Q3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,832-$460
2Cadillac XT4$1,878-$414
3Volvo XC40$2,058-$234
4Lexus NX 250$2,126-$166
5BMW X1$2,130-$162
6Mercedes-Benz GLB 250$2,142-$150
7Lexus UX 250h$2,146-$146
8Lexus NX 350h$2,160-$132
9Lexus NX 350$2,180-$112
10Lexus UX 200$2,184-$108
11Lexus NX 450h$2,238-$54
12Volvo C40$2,252-$40
13Land Rover Evoque$2,260-$32
14Lincoln Corsair$2,264-$28
15Mercedes-Benz GLC300$2,266-$26
16Mercedes-Benz GLA250$2,288-$4
17Audi Q3$2,292--
18Volvo XC60$2,300$8
19BMW X2$2,372$80
2022 Small Luxury SUV Average$2,397$105
20Mercedes-Benz GLA35 AMG$2,408$116
21Infiniti QX55$2,422$130
22Genesis GV70$2,450$158
23Audi Q5$2,480$188
24Mercedes-Benz GLA45 AMG$2,494$202
25Audi Q4$2,508$216
26Land Rover Defender$2,522$230
27Land Rover Range Rover Velar$2,532$240
28Alfa Romeo Stelvio$2,584$292
29BMW X3$2,620$328
30Porsche Macan$2,712$420
31Jaguar I-Pace$2,768$476
32Jaguar F-Pace$2,840$548
33BMW X4$2,920$628
34Aston Martin DBX$3,884$1,592

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Q3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Audi Q3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Audi Q3 Insurance Rates by Trim Level
2022 Audi Q3 Trim Level Annual Premium Cost Per Month
Premium 40$2,224$185
Premium 45$2,286$191
Premium Plus 40$2,306$192
Premium Plus 45$2,354$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Audi Q3 for different driver ages.

2022 Audi Q3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,141$678
17$7,877$656
18$7,042$587
19$6,425$535
20$4,921$410
21$4,698$392
22$4,206$351
23$3,469$289
24$3,275$273
25$2,658$222
30$2,442$204
35$2,356$196
40$2,292$191
45$2,144$179
50$2,030$169
55$1,896$158
60$1,900$158
65$2,022$169
70$2,188$182
75$2,576$215
80$3,166$264

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q3 trim levels.