2023 Audi Q3 Car Insurance Calculator

See in real-time how life choices influence insurance rates for a 2023 Audi Q3. Adjust factors such as policy coverages, liability limits, deductibles, and driver's age. Instantly see if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2023 Audi Q3 is $2,348 per year, or about $196 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,348

Cost Per Month

$196

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi Q3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,348
Average Rate
Your Rate
$2,348

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi Q3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi Q3 is $2,348.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi Q3 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2023 Audi Q3 against all other models in the small luxury SUV segment. The Audi Q3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi Q3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,904-$444
2Cadillac XT4$2,056-$292
3Volvo XC40$2,100-$248
4Lexus UX 250h$2,132-$216
5Mercedes-Benz GLA250$2,212-$136
6Mercedes-Benz GLB 250$2,234-$114
7Lexus NX 250$2,248-$100
8Lexus NX 350h$2,276-$72
9Lexus NX 350$2,290-$58
10Lincoln Corsair$2,292-$56
11Lexus NX 450h$2,302-$46
12BMW X1$2,310-$38
13Alfa Romeo Tonale$2,320-$28
14Mercedes-Benz GLC300$2,324-$24
15Lexus RZ 450e$2,330-$18
16Volvo XC60$2,336-$12
17Audi Q3$2,348--
18Land Rover Evoque$2,364$16
19Volvo C40$2,386$38
20BMW X2$2,428$80
21Infiniti QX55$2,462$114
2023 Small Luxury SUV Average$2,468$120
22Mercedes-Benz GLA35 AMG$2,472$124
23Genesis GV70$2,514$166
24Mercedes-Benz EQB 300$2,526$178
25Genesis GV60$2,534$186
26Mercedes-Benz GLA45 AMG$2,542$194
27Alfa Romeo Stelvio$2,556$208
28Audi Q5$2,574$226
29Land Rover Range Rover Velar$2,582$234
30Mercedes-Benz EQB 350$2,590$242
31BMW X4$2,632$284
32Land Rover Defender$2,644$296
33Jaguar F-Pace$2,656$308
34Audi Q4$2,668$320
35Porsche Macan$2,678$330
36BMW X3$2,684$336
37Jaguar I-Pace$2,840$492
38Aston Martin DBX$4,436$2,088

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Q3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi Q3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi Q3 Insurance Rates by Trim Level
2023 Audi Q3 Trim Level Annual Premium Cost Per Month
Premium S-line 45$2,308$192
Premium Plus S-line 45$2,390$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi Q3 for different driver ages.

2023 Audi Q3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,393$699
17$8,127$677
18$7,273$606
19$6,626$552
20$5,072$423
21$4,838$403
22$4,331$361
23$3,559$297
24$3,363$280
25$2,730$228
30$2,502$209
35$2,414$201
40$2,348$196
45$2,196$183
50$2,080$173
55$1,944$162
60$1,948$162
65$2,074$173
70$2,246$187
75$2,646$221
80$3,260$272

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q3 trim levels.