2022 Audi Q4 Car Insurance Calculator

See in real-time how different factors influence insurance rates for a 2022 Audi Q4. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2022 Audi Q4 is $2,508 per year, or about $209 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,508

Cost Per Month

$209

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Audi Q4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,508
Average Rate
Your Rate
$2,508

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Audi Q4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Audi Q4 is $2,508.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Audi Q4 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2022 Audi Q4 against all other models in the small luxury SUV segment. The Audi Q4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Audi Q4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,832-$676
2Cadillac XT4$1,878-$630
3Volvo XC40$2,058-$450
4Lexus NX 250$2,126-$382
5BMW X1$2,130-$378
6Mercedes-Benz GLB 250$2,142-$366
7Lexus UX 250h$2,146-$362
8Lexus NX 350h$2,160-$348
9Lexus NX 350$2,180-$328
10Lexus UX 200$2,184-$324
11Lexus NX 450h$2,238-$270
12Volvo C40$2,252-$256
13Land Rover Evoque$2,260-$248
14Lincoln Corsair$2,264-$244
15Mercedes-Benz GLC300$2,266-$242
16Mercedes-Benz GLA250$2,288-$220
17Audi Q3$2,292-$216
18Volvo XC60$2,300-$208
19BMW X2$2,372-$136
2022 Small Luxury SUV Average$2,397-$111
20Mercedes-Benz GLA35 AMG$2,408-$100
21Infiniti QX55$2,422-$86
22Genesis GV70$2,450-$58
23Audi Q5$2,480-$28
24Mercedes-Benz GLA45 AMG$2,494-$14
25Audi Q4$2,508--
26Land Rover Defender$2,522$14
27Land Rover Range Rover Velar$2,532$24
28Alfa Romeo Stelvio$2,584$76
29BMW X3$2,620$112
30Porsche Macan$2,712$204
31Jaguar I-Pace$2,768$260
32Jaguar F-Pace$2,840$332
33BMW X4$2,920$412
34Aston Martin DBX$3,884$1,376

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Q4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Audi Q4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Audi Q4 Insurance Rates by Trim Level
2022 Audi Q4 Trim Level Annual Premium Cost Per Month
40 e-tron Premium$2,328$194
40 e-tron Premium Plus$2,424$202
50 e-tron Premium$2,462$205
Sportback 50 e-tron Premium$2,516$210
50 e-tron Premium Plus$2,534$211
Sportback 50 e-tron Premium Plus$2,582$215
50 e-tron Prestige$2,592$216
Sportback 50 e-tron Prestige$2,632$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Audi Q4 for different driver ages.

2022 Audi Q4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,843$737
17$8,617$718
18$7,819$652
19$7,078$590
20$5,442$454
21$5,193$433
22$4,666$389
23$3,790$316
24$3,598$300
25$2,920$243
30$2,686$224
35$2,574$215
40$2,508$209
45$2,340$195
50$2,212$184
55$2,066$172
60$2,072$173
65$2,212$184
70$2,370$198
75$2,768$231
80$3,410$284

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q4 trim levels.