2023 Audi Q4 Car Insurance Calculator

Learn and understand how changes to different risk factors affect car insurance rates for a 2023 Audi Q4. Modify options like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2023 Audi Q4 is $2,668 per year, or about $222 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,668

Cost Per Month

$222

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi Q4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,668
Average Rate
Your Rate
$2,668

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi Q4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi Q4 is $2,668.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi Q4 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2023 Audi Q4 against all other models in the small luxury SUV segment. The Audi Q4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi Q4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,904-$764
2Cadillac XT4$2,056-$612
3Volvo XC40$2,100-$568
4Lexus UX 250h$2,132-$536
5Mercedes-Benz GLA250$2,212-$456
6Mercedes-Benz GLB 250$2,234-$434
7Lexus NX 250$2,248-$420
8Lexus NX 350h$2,276-$392
9Lexus NX 350$2,290-$378
10Lincoln Corsair$2,292-$376
11Lexus NX 450h$2,302-$366
12BMW X1$2,310-$358
13Alfa Romeo Tonale$2,320-$348
14Mercedes-Benz GLC300$2,324-$344
15Lexus RZ 450e$2,330-$338
16Volvo XC60$2,336-$332
17Audi Q3$2,348-$320
18Land Rover Evoque$2,364-$304
19Volvo C40$2,386-$282
20BMW X2$2,428-$240
21Infiniti QX55$2,462-$206
2023 Small Luxury SUV Average$2,468-$200
22Mercedes-Benz GLA35 AMG$2,472-$196
23Genesis GV70$2,514-$154
24Mercedes-Benz EQB 300$2,526-$142
25Genesis GV60$2,534-$134
26Mercedes-Benz GLA45 AMG$2,542-$126
27Alfa Romeo Stelvio$2,556-$112
28Audi Q5$2,574-$94
29Land Rover Range Rover Velar$2,582-$86
30Mercedes-Benz EQB 350$2,590-$78
31BMW X4$2,632-$36
32Land Rover Defender$2,644-$24
33Jaguar F-Pace$2,656-$12
34Audi Q4$2,668--
35Porsche Macan$2,678$10
36BMW X3$2,684$16
37Jaguar I-Pace$2,840$172
38Aston Martin DBX$4,436$1,768

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Q4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi Q4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi Q4 Insurance Rates by Trim Level
2023 Audi Q4 Trim Level Annual Premium Cost Per Month
40 e-tron Premium$2,492$208
50 e-tron Premium$2,604$217
40 e-tron Premium Plus$2,618$218
Sportback 50 e-tron Premium$2,660$222
50 e-tron Premium Plus$2,712$226
50 e-tron Prestige$2,734$228
Sportback 50 e-tron Premium Plus$2,754$230
Sportback 50 e-tron Prestige$2,774$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi Q4 for different driver ages.

2023 Audi Q4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,484$790
17$9,218$768
18$8,312$693
19$7,544$629
20$5,787$482
21$5,521$460
22$4,949$412
23$4,039$337
24$3,828$319
25$3,104$259
30$2,848$237
35$2,738$228
40$2,668$222
45$2,490$208
50$2,356$196
55$2,198$183
60$2,206$184
65$2,354$196
70$2,536$211
75$2,972$248
80$3,670$306

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q4 trim levels.