Audi Q5 Car Insurance Calculator

Learn how different driver, vehicle, and coverage options impact the cost of car insurance for an Audi Q5. Experiment with factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2024 Audi Q5 is $2,606 per year, or about $217 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,606

Cost Per Month

$217

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Audi Q5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,606
Average Rate
Your Rate
$2,606

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Audi Q5.

The 'Average Rate' is a combined value for all Audi Q5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi Q5 is $2,606.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi Q5 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2024 Audi Q5 against all other models in the small luxury SUV segment. The Audi Q5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi Q5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$648
2Lexus NX 250$2,072-$534
3Cadillac XT4$2,114-$492
4Lexus NX 350h$2,210-$396
5Lincoln Corsair$2,236-$370
6Mercedes-Benz GLB 250$2,240-$366
7Lexus UX 250h$2,246-$360
8Lexus NX 450h$2,258-$348
9Mercedes-Benz GLA250$2,282-$324
10Mercedes-Benz GLA35 AMG$2,290-$316
11Land Rover Evoque$2,336-$270
12Lexus NX 350$2,348-$258
13Volvo XC40$2,356-$250
14Volvo XC60$2,370-$236
15Alfa Romeo Tonale$2,376-$230
16Mercedes-Benz GLA45 AMG$2,388-$218
17BMW X1$2,420-$186
18Infiniti QX55$2,424-$182
19Volvo C40$2,442-$164
20BMW X2$2,452-$154
21Lexus RZ 450e$2,478-$128
22Mercedes-Benz EQB 300$2,492-$114
23Mercedes-Benz GLC300$2,512-$94
2024 Small Luxury SUV Average$2,541-$65
24Mercedes-Benz EQB 350$2,552-$54
25Genesis GV70$2,582-$24
26Audi Q3$2,596-$10
27Audi Q5$2,606--
28Alfa Romeo Stelvio$2,630$24
29Land Rover Range Rover Velar$2,660$54
30BMW X4$2,712$106
31Audi Q4$2,736$130
32BMW X3$2,764$158
33Genesis GV60$2,848$242
34Porsche Macan$2,894$288
35Jaguar I-Pace$2,926$320
36Land Rover Defender$3,042$436
37Jaguar F-Pace$3,130$524
38Aston Martin DBX$4,562$1,956

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Q5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi Q5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi Q5 Insurance Rates by Trim Level
2024 Audi Q5 Trim Level Annual Premium Cost Per Month
Premium 40$2,380$198
Premium 45$2,454$205
Premium Plus 40$2,504$209
Sportback Premium$2,548$212
Premium Plus 45$2,566$214
Sportback Premium Plus$2,616$218
Prestige 40$2,616$218
Prestige 45$2,666$222
Premium 55 e quattro$2,672$223
Sportback Prestige$2,700$225
Premium Plus 55 e quattro$2,734$228
Prestige 55 e quattro$2,804$234

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi Q5 for different driver ages.

2024 Audi Q5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,124$760
17$8,894$741
18$8,078$673
19$7,314$610
20$5,632$469
21$5,375$448
22$4,830$403
23$3,933$328
24$3,732$311
25$3,030$253
30$2,790$233
35$2,672$223
40$2,606$217
45$2,430$203
50$2,296$191
55$2,144$179
60$2,152$179
65$2,294$191
70$2,454$205
75$2,860$238
80$3,516$293

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q5 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Audi Q5.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Audi Q5 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi Q5$2,606$217
2023 Audi Q5$2,574$215
2022 Audi Q5$2,480$207
2021 Audi Q5$2,362$197
2020 Audi Q5$2,288$191
2019 Audi Q5$2,170$181
2018 Audi Q5$2,054$171
2017 Audi Q5$1,976$165
2016 Audi Q5$1,950$163
2015 Audi Q5$1,872$156
2014 Audi Q5$1,728$144
2013 Audi Q5$1,714$143

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi Q5 trim levels for each model year.