2016 Audi Q5 Car Insurance Calculator

Discover how different driver, vehicle, and coverage options affect car insurance rates for a 2016 Audi Q5. Ajust options like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2016 Audi Q5 is $1,950 per year, or about $163 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,950

Cost Per Month

$163

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Audi Q5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,950
Average Rate
Your Rate
$1,950

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Audi Q5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Audi Q5 is $1,950.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Audi Q5 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2016 Audi Q5 against all other models in the small luxury SUV segment. The Audi Q5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Audi Q5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC60$1,368-$582
2Acura RDX$1,390-$560
3Mercedes-Benz GLA250$1,542-$408
4Mercedes-Benz GLC300$1,624-$326
5BMW X1$1,632-$318
6Lincoln MKC$1,640-$310
7Audi Q3$1,730-$220
8Lexus NX 300H$1,738-$212
2016 Small Luxury SUV Average$1,778-$172
9Mercedes-Benz GLA45 AMG$1,810-$140
10Lexus NX 200T$1,834-$116
11BMW X4$1,858-$92
12BMW X3$1,862-$88
13Infiniti QX70$1,876-$74
14Land Rover Evoque$1,914-$36
15Audi Q5$1,950--
16Mercedes-Benz GLE550E$2,202$252
17Porsche Macan$2,252$302

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Q5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Audi Q5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Audi Q5 Insurance Rates by Trim Level
2016 Audi Q5 Trim Level Annual Premium Cost Per Month
2.0T Premium AWD$1,876$156
2.0T Premium Plus AWD$1,876$156
Hybrid AWD$1,928$161
3.0T Premium Plus S-Line AWD$1,942$162
3.0T Quattro Premium Plus AWD$1,942$162
3.0T Quattro Premium Plus S-Line AWD$1,988$166
3.0T Quattro Prestige S-Line AWD$2,012$168
3.0T Quattro Prestige AWD$2,036$170

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Audi Q5 for different driver ages.

2016 Audi Q5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,994$583
17$6,743$562
18$5,982$499
19$5,474$456
20$4,182$349
21$3,989$332
22$3,567$297
23$2,955$246
24$2,782$232
25$2,262$189
30$2,070$173
35$2,006$167
40$1,950$163
45$1,828$152
50$1,736$145
55$1,618$135
60$1,620$135
65$1,726$144
70$1,876$156
75$2,220$185
80$2,732$228

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q5 trim levels.