2019 Audi Q5 Car Insurance Calculator

See in real-time how changes to driver risk factors and vehicle options impact the cost of insurance for a 2019 Audi Q5. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2019 Audi Q5 is $2,170 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,170

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Audi Q5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,170
Average Rate
Your Rate
$2,170

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Audi Q5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Audi Q5 is $2,170.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Audi Q5 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2019 Audi Q5 against all other models in the small luxury SUV segment. The Audi Q5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Audi Q5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,786-$384
2Volvo XC60$1,820-$350
3Lexus NX 300$1,844-$326
4Volvo XC40$1,846-$324
5Lincoln MKC$1,852-$318
6Lexus UX 200$1,864-$306
7BMW X1$1,866-$304
8Cadillac XT4$1,912-$258
9Mercedes-Benz GLA250$1,920-$250
10Mercedes-Benz GLC300$1,922-$248
11Infiniti QX30$1,928-$242
12BMW X2$1,984-$186
13Lexus UX 250h$2,012-$158
14Lexus NX 300H$2,022-$148
2019 Small Luxury SUV Average$2,059-$111
15Land Rover Evoque$2,112-$58
16Alfa Romeo Stelvio$2,128-$42
17BMW X3$2,138-$32
18Audi Q5$2,170--
19Mercedes-Benz GLC350E$2,244$74
20BMW X4$2,286$116
21Mercedes-Benz GLA45 AMG$2,312$142
22Jaguar F-Pace$2,394$224
23Porsche Macan$2,520$350
24Jaguar I-Pace$2,538$368

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Q5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Audi Q5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Audi Q5 Insurance Rates by Trim Level
2019 Audi Q5 Trim Level Annual Premium Cost Per Month
2.0T Quattro Premium AWD$2,100$175
2.0T Quattro Premium Plus AWD$2,176$181
2.0T Quattro Prestige AWD$2,236$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Audi Q5 for different driver ages.

2019 Audi Q5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,692$641
17$7,470$623
18$6,735$561
19$6,115$510
20$4,693$391
21$4,478$373
22$4,014$335
23$3,280$273
24$3,110$259
25$2,522$210
30$2,316$193
35$2,228$186
40$2,170$181
45$2,026$169
50$1,918$160
55$1,794$150
60$1,798$150
65$1,916$160
70$2,060$172
75$2,416$201
80$2,976$248

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q5 trim levels.