2020 Audi Q7 Car Insurance Calculator

See in real-time how different driver and vehicle factors impact car insurance rates for a 2020 Audi Q7. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2020 Audi Q7 is $2,556 per year, or about $213 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,556

Cost Per Month

$213

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q7 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi Q7.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,556
Average Rate
Your Rate
$2,556

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi Q7 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi Q7 is $2,556.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi Q7 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2020 Audi Q7 against all other models in the midsize luxury SUV segment. The Audi Q7 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q7, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q7.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi Q7 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,942-$614
2Cadillac XT5$1,984-$572
3Lincoln Nautilus$2,044-$512
4Lexus RX 350$2,076-$480
5Infiniti QX50$2,088-$468
6Jaguar E-Pace$2,098-$458
7Lexus RX 350L$2,138-$418
8Cadillac XT6$2,160-$396
9Acura MDX$2,180-$376
10Mercedes-Benz GLE450$2,230-$326
11Lincoln Aviator$2,252-$304
12Volvo V90$2,270-$286
13Infiniti QX60$2,308-$248
14Land Rover Discovery Sport$2,318-$238
15Lexus GX 460$2,352-$204
2020 Midsize Luxury SUV Average$2,368-$188
16Mercedes-Benz AMG GLC43$2,410-$146
17Land Rover Discovery$2,418-$138
18Audi SQ5$2,428-$128
19Mercedes-Benz GLE350$2,440-$116
20Lexus RX 450$2,460-$96
21Audi Q8$2,472-$84
22BMW X5$2,476-$80
23Audi Q7$2,556--
24Mercedes-Benz AMG GLC63$2,564$8
25Audi e-tron$2,646$90
26BMW X6$2,704$148
27Tesla Model X$2,796$240
28Porsche Cayenne$2,864$308
29Mercedes-Benz AMG GLE63$2,990$434

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Q7 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi Q7.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi Q7 Insurance Rates by Trim Level
2020 Audi Q7 Trim Level Annual Premium Cost Per Month
3.0T Quattro Premium AWD$2,516$210
3.0T Quattro Premium Plus AWD$2,516$210
3.0T Quattro Prestige AWD$2,638$220

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi Q7 for different driver ages.

2020 Audi Q7 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,027$752
17$8,843$737
18$8,106$676
19$7,291$608
20$5,610$468
21$5,350$446
22$4,809$401
23$3,857$321
24$3,675$306
25$2,984$249
30$2,742$229
35$2,618$218
40$2,556$213
45$2,374$198
50$2,240$187
55$2,096$175
60$2,106$176
65$2,256$188
70$2,402$200
75$2,790$233
80$3,456$288

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q7 trim levels.