2019 Audi Q8 Car Insurance Calculator

Monitor in real-time how seemingly small changes impact the insurance cost for a 2019 Audi Q8. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2019 Audi Q8 is $2,510 per year, or about $209 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,510

Cost Per Month

$209

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Audi Q8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,510
Average Rate
Your Rate
$2,510

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Audi Q8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Audi Q8 is $2,510.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Audi Q8 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2019 Audi Q8 against all other models in the midsize luxury SUV segment. The Audi Q8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Audi Q8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$1,864-$646
2Infiniti QX50$1,900-$610
3Lexus RX 350L$1,940-$570
4Lincoln Nautilus$1,980-$530
5Lincoln MKT$2,010-$500
6Lexus RX 350$2,018-$492
7Jaguar E-Pace$2,032-$478
8Acura MDX$2,090-$420
9Audi SQ5$2,146-$364
10Lexus GX 460$2,156-$354
11Lexus RX 450$2,168-$342
12Land Rover Discovery$2,172-$338
13Infiniti QX60$2,186-$324
14Volvo V90$2,202-$308
2019 Midsize Luxury SUV Average$2,290-$220
15Mercedes-Benz AMG GLC43$2,308-$202
16Mercedes-Benz GLE400$2,320-$190
17BMW X5$2,334-$176
18Audi Q7$2,386-$124
19Audi Q8$2,510--
20Mercedes-Benz AMG GLC63$2,558$48
21Audi e-tron$2,564$54
22Tesla Model X$2,604$94
23BMW X6$2,698$188
24Mercedes-Benz AMG GLE43$2,732$222
25Porsche Cayenne$2,768$258
26Mercedes-Benz AMG GLE63$2,890$380

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Q8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Audi Q8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Audi Q8 Insurance Rates by Trim Level
2019 Audi Q8 Trim Level Annual Premium Cost Per Month
3.0 Quattro Premium AWD$2,438$203
3.0 Quattro PremiumPlus AWD$2,498$208
3.0 Quattro PremiumPlus S-Line AWD$2,498$208
3.0 Quattro Prestige AWD$2,558$213
3.0 Quattro Prestige S-Line AWD$2,558$213

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Audi Q8 for different driver ages.

2019 Audi Q8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,968$747
17$8,711$726
18$7,844$654
19$7,120$593
20$5,456$455
21$5,203$434
22$4,660$388
23$3,803$317
24$3,601$300
25$2,922$244
30$2,680$223
35$2,576$215
40$2,510$209
45$2,340$195
50$2,216$185
55$2,068$172
60$2,076$173
65$2,216$185
70$2,392$199
75$2,810$234
80$3,470$289

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q8 trim levels.