2020 Audi Q8 Car Insurance Calculator

See and learn how changing risk factors impact the cost of insurance for a 2020 Audi Q8. Adjust rate factors like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if your rates increased or decreased.

The average estimated car insurance premium for a 2020 Audi Q8 is $2,472 per year, or about $206 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,472

Cost Per Month

$206

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi Q8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,472
Average Rate
Your Rate
$2,472

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi Q8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi Q8 is $2,472.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi Q8 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2020 Audi Q8 against all other models in the midsize luxury SUV segment. The Audi Q8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi Q8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,942-$530
2Cadillac XT5$1,984-$488
3Lincoln Nautilus$2,044-$428
4Lexus RX 350$2,076-$396
5Infiniti QX50$2,088-$384
6Jaguar E-Pace$2,098-$374
7Lexus RX 350L$2,138-$334
8Cadillac XT6$2,160-$312
9Acura MDX$2,180-$292
10Mercedes-Benz GLE450$2,230-$242
11Lincoln Aviator$2,252-$220
12Volvo V90$2,270-$202
13Infiniti QX60$2,308-$164
14Land Rover Discovery Sport$2,318-$154
15Lexus GX 460$2,352-$120
2020 Midsize Luxury SUV Average$2,368-$104
16Mercedes-Benz AMG GLC43$2,410-$62
17Land Rover Discovery$2,418-$54
18Audi SQ5$2,428-$44
19Mercedes-Benz GLE350$2,440-$32
20Lexus RX 450$2,460-$12
21Audi Q8$2,472--
22BMW X5$2,476$4
23Audi Q7$2,556$84
24Mercedes-Benz AMG GLC63$2,564$92
25Audi e-tron$2,646$174
26BMW X6$2,704$232
27Tesla Model X$2,796$324
28Porsche Cayenne$2,864$392
29Mercedes-Benz AMG GLE63$2,990$518

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Q8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi Q8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi Q8 Insurance Rates by Trim Level
2020 Audi Q8 Trim Level Annual Premium Cost Per Month
3.0 Quattro Premium AWD$2,398$200
3.0 Quattro Premium Plus AWD$2,460$205
3.0 Quattro Premium Plus S-Line AWD$2,460$205
3.0 Quattro Prestige AWD$2,522$210
3.0 Quattro Prestige S-Line AWD$2,522$210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi Q8 for different driver ages.

2020 Audi Q8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,724$727
17$8,500$708
18$7,713$643
19$6,983$582
20$5,367$447
21$5,122$427
22$4,599$383
23$3,736$311
24$3,546$296
25$2,878$240
30$2,646$221
35$2,536$211
40$2,472$206
45$2,304$192
50$2,180$182
55$2,036$170
60$2,044$170
65$2,182$182
70$2,336$195
75$2,730$228
80$3,364$280

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q8 trim levels.