2022 Audi Q8 Car Insurance Calculator

See in real-time how different driver, vehicle, and coverage options impact car insurance rates for a 2022 Audi Q8. Customize rate factors like coverage deductibles, age of the driver, policy discounts, and Q8 trim level. Get instant feedback how much your choice changes rates and why.

The average estimated car insurance premium for a 2022 Audi Q8 is $2,866 per year, or about $239 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,866

Cost Per Month

$239

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Audi Q8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,866
Average Rate
Your Rate
$2,866

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Audi Q8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Audi Q8 is $2,866.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Audi Q8 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2022 Audi Q8 against all other models in the midsize luxury SUV segment. The Audi Q8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Audi Q8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$2,102-$764
2Infiniti QX50$2,160-$706
3Jaguar E-Pace$2,192-$674
4Lexus RX 350$2,202-$664
5Acura MDX$2,214-$652
6Lexus RX 450h$2,254-$612
7Lexus RX 350L$2,282-$584
8Cadillac XT6$2,298-$568
9Volvo V60$2,310-$556
10Land Rover Discovery Sport$2,318-$548
11Land Rover Discovery$2,328-$538
12Lincoln Nautilus$2,340-$526
13Lexus RX 450hL$2,346-$520
14Volvo V90$2,368-$498
15Mercedes-Benz GLE350$2,396-$470
16Lincoln Aviator$2,408-$458
17Mercedes-Benz AMG GLB35$2,436-$430
18Mercedes-Benz GLE450$2,442-$424
19Genesis GV80$2,446-$420
20Lexus GX 460$2,478-$388
21Infiniti QX60$2,488-$378
22Audi SQ5$2,526-$340
2022 Midsize Luxury SUV Average$2,575-$291
23Mercedes-Benz AMG GLC43$2,590-$276
24BMW X5$2,718-$148
25Audi Q7$2,802-$64
26Land Rover Range Rover Sport$2,832-$34
27BMW iX$2,854-$12
28Audi Q8$2,866--
29Tesla Model X$2,892$26
30Audi e-tron$2,900$34
31Audi SQ7$2,980$114
32Mercedes-Benz AMG GLE53$3,018$152
33BMW X6$3,086$220
34Mercedes-Benz AMG GLE63$3,216$350
35Porsche Cayenne$3,248$382
36Audi RS 6$3,354$488

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Q8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Audi Q8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Audi Q8 Insurance Rates by Trim Level
2022 Audi Q8 Trim Level Annual Premium Cost Per Month
Premium$2,630$219
Premium Plus$2,696$225
Prestige$2,786$232
S Premium Plus$2,936$245
S Prestige$2,996$250
RS$3,146$262

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Audi Q8 for different driver ages.

2022 Audi Q8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,150$846
17$9,886$824
18$8,954$746
19$8,110$676
20$6,230$519
21$5,942$495
22$5,334$445
23$4,335$361
24$4,113$343
25$3,334$278
30$3,064$255
35$2,940$245
40$2,866$239
45$2,670$223
50$2,522$210
55$2,356$196
60$2,364$197
65$2,526$211
70$2,714$226
75$3,174$265
80$3,916$326

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q8 trim levels.