2023 Audi Q8 Car Insurance Calculator

Observe in real-time how changes to risk factors and vehicle options impact the cost of car insurance for a 2023 Audi Q8. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2023 Audi Q8 is $2,894 per year, or about $241 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,894

Cost Per Month

$241

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi Q8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,894
Average Rate
Your Rate
$2,894

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi Q8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi Q8 is $2,894.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi Q8 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2023 Audi Q8 against all other models in the midsize luxury SUV segment. The Audi Q8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi Q8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044-$850
2Infiniti QX50$2,112-$782
3Cadillac XT5$2,166-$728
4Cadillac XT6$2,206-$688
5Acura MDX$2,272-$622
6Lincoln Nautilus$2,306-$588
7Lexus RX 350L$2,332-$562
8Land Rover Discovery Sport$2,334-$560
9Jaguar E-Pace$2,356-$538
10Volvo V90$2,376-$518
11Lexus RX 450h$2,404-$490
12Lexus GX 460$2,430-$464
13Volvo V60$2,446-$448
14Lexus RX 450hL$2,454-$440
15Mercedes-Benz AMG GLB35$2,500-$394
16Genesis GV80$2,504-$390
17Audi SQ5$2,512-$382
18Lincoln Aviator$2,532-$362
19Infiniti QX60$2,548-$346
20Mercedes-Benz GLE450$2,570-$324
21Mercedes-Benz GLE350$2,604-$290
22Land Rover Discovery$2,616-$278
2023 Midsize Luxury SUV Average$2,652-$242
23Mercedes-Benz AMG GLC43$2,654-$240
24Audi Q7$2,720-$174
25Audi e-tron$2,814-$80
26Tesla Model X$2,826-$68
27Mercedes-Benz AMG GLE53$2,830-$64
28BMW X5$2,886-$8
29Audi Q8$2,894--
30Land Rover Range Rover Sport$2,918$24
31Audi SQ7$3,056$162
32BMW iX$3,102$208
33BMW X6$3,160$266
34Porsche Cayenne$3,186$292
35Mercedes-Benz AMG GLE63$3,340$446
36Audi RS 6$3,394$500
37BMW XM$3,722$828

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Q8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi Q8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi Q8 Insurance Rates by Trim Level
2023 Audi Q8 Trim Level Annual Premium Cost Per Month
Premium$2,696$225
Premium Plus$2,770$231
S-line Premium Plus$2,782$232
Prestige$2,856$238
S-line Prestige$2,866$239
RS$3,394$283

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi Q8 for different driver ages.

2023 Audi Q8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,216$851
17$9,950$829
18$9,012$751
19$8,166$681
20$6,275$523
21$5,987$499
22$5,375$448
23$4,374$365
24$4,149$346
25$3,368$281
30$3,096$258
35$2,968$247
40$2,894$241
45$2,696$225
50$2,548$212
55$2,380$198
60$2,388$199
65$2,550$213
70$2,738$228
75$3,200$267
80$3,942$329

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q8 trim levels.