2024 Audi Q8 Car Insurance Calculator

Learn how the choices you make impact the insurance cost for a 2024 Audi Q8. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2024 Audi Q8 is $3,012 per year, or about $251 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,012

Cost Per Month

$251

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi Q8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Audi Q8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,012
Average Rate
Your Rate
$3,012

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Audi Q8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi Q8 is $3,012.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi Q8 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2024 Audi Q8 against all other models in the midsize luxury SUV segment. The Audi Q8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi Q8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi Q8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$822
2Cadillac XT5$2,210-$802
3Infiniti QX50$2,276-$736
4Cadillac XT6$2,292-$720
5Infiniti QX60$2,304-$708
6Mercedes-Benz AMG GLB35$2,308-$704
7Acura MDX$2,342-$670
8Lexus RX 350$2,350-$662
9Lexus TX 350$2,380-$632
10Lexus RX 350h$2,410-$602
11Lexus TX 500h$2,446-$566
12Lexus RX 500h$2,454-$558
13Lincoln Nautilus$2,472-$540
14Lexus RX 450h$2,476-$536
15Volvo V90$2,496-$516
16Audi SQ5$2,584-$428
17Mercedes-Benz GLE350$2,616-$396
18Lincoln Aviator$2,636-$376
19Lexus GX 550$2,664-$348
20Volvo V60$2,742-$270
21Land Rover Discovery Sport$2,746-$266
22Mercedes-Benz GLE450$2,758-$254
2024 Midsize Luxury SUV Average$2,782-$230
23Cadillac Lyriq$2,784-$228
24Volvo EX90$2,806-$206
25Audi Q7$2,842-$170
26Genesis GV80$2,854-$158
27Mercedes-Benz AMG GLC43$2,868-$144
28Audi e-tron$2,920-$92
29Tesla Model X$2,944-$68
30BMW X5$2,992-$20
31Audi Q8$3,012--
32Land Rover Discovery$3,026$14
33Mercedes-Benz AMG GLE53$3,046$34
34Audi SQ7$3,148$136
35BMW iX$3,192$180
36BMW X6$3,272$260
37Land Rover Range Rover Sport$3,410$398
38Audi RS 6$3,482$470
39Porsche Cayenne$3,506$494
40BMW XM$3,844$832
41Mercedes-Benz AMG GLE63$3,948$936

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Q8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi Q8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi Q8 Insurance Rates by Trim Level
2024 Audi Q8 Trim Level Annual Premium Cost Per Month
e-tron Premium$2,868$239
Sportback e-tron Premium$2,930$244
e-tron Premium Plus$2,944$245
Sportback e-tron Premium Plus$3,000$250
e-tron Prestige$3,044$254
e-tron Launch Edition$3,078$257
Sportback e-tron Prestige$3,084$257
Sportback e-tron Launch Edition$3,134$261

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi Q8 for different driver ages.

2024 Audi Q8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,549$879
17$10,279$857
18$9,325$777
19$8,453$704
20$6,504$542
21$6,210$518
22$5,580$465
23$4,544$379
24$4,311$359
25$3,502$292
30$3,222$269
35$3,090$258
40$3,012$251
45$2,804$234
50$2,650$221
55$2,474$206
60$2,482$207
65$2,646$221
70$2,838$237
75$3,310$276
80$4,070$339

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q8 trim levels.