2022 Audi RS 3 Car Insurance Calculator

Explore and learn how changes to driver risk factors and vehicle options influence insurance rates for a 2022 Audi RS 3. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2022 Audi RS 3 is $2,604 per year, or about $217 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,604

Cost Per Month

$217

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi RS 3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Audi RS 3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,604
Average Rate
Your Rate
$2,604

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Audi RS 3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Audi RS 3 is $2,604.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Audi RS 3 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2022 Audi RS 3 against all other models in the small luxury car segment. The Audi RS 3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi RS 3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi RS 3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Audi RS 3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$2,100-$504
2Acura TLX$2,166-$438
3BMW 330i$2,260-$344
4Volvo S60$2,294-$310
5BMW 330e$2,302-$302
6Genesis G70$2,306-$298
7BMW 228i$2,314-$290
8BMW 230i$2,330-$274
9Cadillac CT4$2,370-$234
10Alfa Romeo Giulia$2,372-$232
11Lexus RC 350$2,380-$224
2022 Small Luxury Car Average$2,410-$194
12Audi A4$2,476-$128
13Audi S3$2,484-$120
14BMW M235i$2,518-$86
15Mercedes-Benz C300$2,544-$60
16Audi RS 3$2,604--
17BMW M240i$2,644$40
18Lexus IS 350$2,662$58
19BMW M340i$2,668$64

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 RS 3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Audi RS 3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Audi RS 3 Insurance Rates by Trim Level
2022 Audi RS 3 Trim Level Annual Premium Cost Per Month
2.5T Sedan$2,604$217

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Audi RS 3 for different driver ages.

2022 Audi RS 3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,214$768
17$8,950$746
18$8,064$672
19$7,328$611
20$5,625$469
21$5,367$447
22$4,813$401
23$3,940$328
24$3,728$311
25$3,026$252
30$2,780$232
35$2,674$223
40$2,604$217
45$2,430$203
50$2,300$192
55$2,146$179
60$2,154$180
65$2,294$191
70$2,474$206
75$2,898$242
80$3,566$297

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi RS 3 trim levels.