2024 Audi RS 3 Car Insurance Calculator

View in real-time how changes to risk factors and vehicle options impact the cost of insurance for a 2024 Audi RS 3. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly why rates change and by how much.

The average estimated car insurance premium for a 2024 Audi RS 3 is $2,800 per year, or about $233 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,800

Cost Per Month

$233

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi RS 3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Audi RS 3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,800
Average Rate
Your Rate
$2,800

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Audi RS 3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi RS 3 is $2,800.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi RS 3 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2024 Audi RS 3 against all other models in the small luxury car segment. The Audi RS 3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi RS 3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi RS 3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi RS 3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura Integra$2,082-$718
2BMW 330i$2,384-$416
3Acura TLX$2,424-$376
4Cadillac CT4$2,446-$354
5Genesis G70$2,452-$348
6Lexus IS 350$2,472-$328
7Lexus RC 350$2,542-$258
8BMW 330e$2,544-$256
9BMW 228i$2,548-$252
10BMW 230i$2,568-$232
2024 Small Luxury Car Average$2,578-$222
11Audi S3$2,626-$174
12Alfa Romeo Giulia$2,642-$158
13Audi A4$2,698-$102
14BMW M235i$2,712-$88
15Volvo S60$2,748-$52
16Audi RS 3$2,800--
17BMW M240i$2,854$54
18BMW M340i$2,862$62

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 RS 3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi RS 3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi RS 3 Insurance Rates by Trim Level
2024 Audi RS 3 Trim Level Annual Premium Cost Per Month
Quattro Sedan$2,748$229
Quattro Technology$2,798$233
Quattro Tech/Carbon$2,854$238

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi RS 3 for different driver ages.

2024 Audi RS 3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,819$818
17$9,549$796
18$8,630$719
19$7,840$653
20$6,026$502
21$5,754$480
22$5,170$431
23$4,229$352
24$4,005$334
25$3,254$271
30$2,992$249
35$2,874$240
40$2,800$233
45$2,612$218
50$2,470$206
55$2,304$192
60$2,310$193
65$2,464$205
70$2,646$221
75$3,092$258
80$3,798$317

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi RS 3 trim levels.