Audi RS 5 Car Insurance Calculator

Discover how changes to risk factors and vehicle options impact the cost of insurance for an Audi RS 5. Set options like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2024 Audi RS 5 is $3,106 per year, or about $259 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,106

Cost Per Month

$259

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi RS 5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Audi RS 5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,106
Average Rate
Your Rate
$3,106

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Audi RS 5.

The 'Average Rate' is a combined value for all Audi RS 5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi RS 5 is $3,106.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi RS 5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2024 Audi RS 5 against all other models in the midsize luxury car segment. The Audi RS 5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi RS 5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi RS 5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi RS 5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$696
2Lexus IS 300$2,414-$692
3Lexus ES 350$2,446-$660
4Mercedes-Benz AMG CLA35$2,456-$650
5Lexus RC 300$2,462-$644
6Jaguar XF$2,476-$630
7Cadillac CT5$2,526-$580
8Lexus ES 250$2,534-$572
9Lexus ES 300h$2,572-$534
10Audi A3$2,634-$472
11Infiniti Q50$2,650-$456
12Mercedes-Benz AMG CLA45$2,682-$424
13Audi S4$2,692-$414
14Mercedes-Benz EQE 350$2,724-$382
15BMW i4$2,734-$372
16Lexus IS 500$2,770-$336
17BMW 530i$2,848-$258
2024 Midsize Luxury Car Average$2,874-$232
18Audi S5$2,890-$216
19BMW 540i$2,900-$206
20BMW 430i$2,940-$166
21BMW i5$2,960-$146
22Genesis G80$2,976-$130
23Mercedes-Benz EQE 500$3,008-$98
24Mercedes-Benz AMG C43$3,024-$82
25Audi A6$3,036-$70
26Tesla Model S$3,070-$36
27BMW 530e$3,100-$6
28Audi RS 5$3,106--
29Audi S6$3,128$22
30BMW M440i$3,206$100
31Audi A7$3,268$162
32Lexus LC 500h$3,508$402
33Audi S7$3,624$518
34BMW M8$3,948$842

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 RS 5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi RS 5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi RS 5 Insurance Rates by Trim Level
2024 Audi RS 5 Trim Level Annual Premium Cost Per Month
Quattro Coupe$3,030$253
Quattro Sportback$3,036$253
Quattro Coupe Dynamic$3,094$258
Quattro Sportback Dynamic$3,100$258
Quattro Coupe Dynamic/Carbon$3,184$265
Quattro Sportback Dynamic/Carbon$3,186$266

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi RS 5 for different driver ages.

2024 Audi RS 5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,821$902
17$10,551$879
18$9,587$799
19$8,686$724
20$6,692$558
21$6,389$532
22$5,746$479
23$4,683$390
24$4,443$370
25$3,612$301
30$3,324$277
35$3,186$266
40$3,106$259
45$2,892$241
50$2,734$228
55$2,550$213
60$2,558$213
65$2,726$227
70$2,918$243
75$3,398$283
80$4,172$348

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi RS 5 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Audi RS 5.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Audi RS 5 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi RS 5$3,106$259
2023 Audi RS 5$2,996$250
2022 Audi RS 5$3,040$253
2021 Audi RS 5$2,926$244
2020 Audi RS 5$2,838$237
2019 Audi RS 5$2,738$228
2018 Audi RS 5$2,490$208
2015 Audi RS 5$2,134$178
2014 Audi RS 5$1,978$165
2013 Audi RS 5$1,966$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi RS 5 trim levels for each model year.