2020 Audi RS 5 Car Insurance Calculator

Monitor in real-time how the choices you make affect the cost of insurance for a 2020 Audi RS 5. Tweak settings like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2020 Audi RS 5 is $2,838 per year, or about $237 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,838

Cost Per Month

$237

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi RS 5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi RS 5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,838
Average Rate
Your Rate
$2,838

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi RS 5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi RS 5 is $2,838.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi RS 5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Audi RS 5 against all other models in the midsize luxury car segment. The Audi RS 5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi RS 5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi RS 5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi RS 5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$952
2Lexus RC 300$2,168-$670
3Mercedes-Benz SLC300$2,230-$608
4Lexus ES 350$2,238-$600
5Lincoln MKZ$2,248-$590
6Mercedes-Benz AMG CLA45$2,268-$570
7Jaguar XE$2,272-$566
8Lexus IS 300$2,276-$562
9Audi A3$2,316-$522
10Cadillac CT5$2,354-$484
11Audi S5$2,414-$424
12Lexus GS 350$2,478-$360
13Mercedes-Benz E350$2,488-$350
14Lexus ES 300H$2,526-$312
15Audi S4$2,550-$288
16BMW 530i$2,558-$280
17BMW 540i$2,582-$256
18Mercedes-Benz CLA250$2,598-$240
19Genesis G80$2,604-$234
20Audi A6$2,614-$224
21Mercedes-Benz E450$2,644-$194
22BMW 430i$2,666-$172
23Mercedes-Benz CLS450$2,700-$138
24Jaguar XF$2,702-$136
2020 Midsize Luxury Car Average$2,704-$134
25BMW 440i$2,796-$42
26Mercedes-Benz AMG C43$2,804-$34
27Mercedes-Benz SL450$2,822-$16
28Audi RS 5$2,838--
29Audi S6$2,898$60
30Infiniti Q50$2,926$88
31BMW 530e$2,942$104
32Lexus GS F$3,016$178
33Mercedes-Benz AMG C63$3,056$218
34BMW M550i$3,110$272
35Mercedes-Benz SL550$3,136$298
36Tesla Model S$3,192$354
37Audi A7$3,236$398
38Lexus LC 500H$3,320$482
39Audi S7$3,444$606
40BMW M8$3,448$610
41BMW M5$3,494$656

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 RS 5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi RS 5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi RS 5 Insurance Rates by Trim Level
2020 Audi RS 5 Trim Level Annual Premium Cost Per Month
Quattro Hatchback$2,794$233
Quattro Coupe$2,882$240

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi RS 5 for different driver ages.

2020 Audi RS 5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,083$840
17$9,823$819
18$8,900$742
19$8,056$671
20$6,184$515
21$5,897$491
22$5,293$441
23$4,296$358
24$4,074$340
25$3,306$276
30$3,036$253
35$2,912$243
40$2,838$237
45$2,644$220
50$2,498$208
55$2,334$195
60$2,342$195
65$2,504$209
70$2,690$224
75$3,148$262
80$3,888$324

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi RS 5 trim levels.