2022 Audi RS 5 Car Insurance Calculator

Find out how different driver and vehicle factors influence insurance rates for a 2022 Audi RS 5. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2022 Audi RS 5 is $3,040 per year, or about $253 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,040

Cost Per Month

$253

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi RS 5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Audi RS 5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,040
Average Rate
Your Rate
$3,040

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Audi RS 5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Audi RS 5 is $3,040.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Audi RS 5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2022 Audi RS 5 against all other models in the midsize luxury car segment. The Audi RS 5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi RS 5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi RS 5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Audi RS 5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,968-$1,072
2Lexus RC 300$2,370-$670
3Mercedes-Benz AMG CLA35$2,424-$616
4BMW i4$2,438-$602
5Cadillac CT5$2,446-$594
6Audi A3$2,472-$568
7Mercedes-Benz AMG CLA45$2,482-$558
8Mercedes-Benz CLA250$2,494-$546
9Lexus ES 250$2,504-$536
10Lexus IS 300$2,510-$530
11Lexus ES 350$2,518-$522
12Audi S5$2,596-$444
13Audi S4$2,612-$428
14BMW 530i$2,650-$390
15Lexus ES 300h$2,660-$380
16Genesis G80$2,674-$366
17Mercedes-Benz E350$2,676-$364
18BMW 530e$2,702-$338
19BMW 540i$2,708-$332
20BMW M440i$2,720-$320
21Mercedes-Benz E450$2,732-$308
22Audi A6$2,804-$236
23Jaguar XF$2,812-$228
2022 Midsize Luxury Car Average$2,819-$221
24Lexus IS 500$2,846-$194
25BMW 430i$2,876-$164
26Mercedes-Benz CLS450$2,896-$144
27Infiniti Q50$3,008-$32
28Audi RS 5$3,040--
29Mercedes-Benz AMG C43$3,060$20
30Audi S6$3,082$42
31Mercedes-Benz AMG C63$3,156$116
32Audi A7$3,252$212
33BMW M550i$3,282$242
34Lexus LC 500h$3,348$308
35Tesla Model S$3,408$368
36Audi S7$3,526$486
37BMW M8$3,656$616
38BMW M5$3,696$656

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 RS 5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Audi RS 5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Audi RS 5 Insurance Rates by Trim Level
2022 Audi RS 5 Trim Level Annual Premium Cost Per Month
Quattro Coupe$3,026$252
Quattro Sportback$3,054$255

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Audi RS 5 for different driver ages.

2022 Audi RS 5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,726$894
17$10,462$872
18$9,505$792
19$8,598$717
20$6,610$551
21$6,305$525
22$5,666$472
23$4,594$383
24$4,363$364
25$3,540$295
30$3,254$271
35$3,116$260
40$3,040$253
45$2,830$236
50$2,674$223
55$2,496$208
60$2,506$209
65$2,676$223
70$2,870$239
75$3,352$279
80$4,132$344

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi RS 5 trim levels.