2023 Audi RS 5 Car Insurance Calculator

Get real-time feedback how different driver and vehicle factors impact the cost of insurance for a 2023 Audi RS 5. Play around with factors like policy coverages, liability limits, deductibles, and driver's age. Instantly see if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2023 Audi RS 5 is $2,996 per year, or about $250 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,996

Cost Per Month

$250

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi RS 5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi RS 5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,996
Average Rate
Your Rate
$2,996

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi RS 5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi RS 5 is $2,996.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi RS 5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2023 Audi RS 5 against all other models in the midsize luxury car segment. The Audi RS 5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi RS 5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi RS 5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi RS 5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$546
2Lexus ES 350$2,460-$536
3Lexus ES 250$2,472-$524
4Lexus RC 300$2,482-$514
5Mercedes-Benz AMG CLA35$2,488-$508
6Audi A3$2,492-$504
7Mercedes-Benz AMG CLA45$2,546-$450
8Mercedes-Benz CLA250$2,554-$442
9Lexus IS 300$2,568-$428
10Jaguar XF$2,578-$418
11Audi S4$2,628-$368
12BMW i4$2,636-$360
13Mercedes-Benz E350$2,654-$342
14Lexus ES 300h$2,690-$306
15BMW 530i$2,742-$254
16Audi A6$2,798-$198
17Audi S5$2,802-$194
18BMW 540i$2,808-$188
19BMW 430i$2,856-$140
20Lexus IS 500$2,858-$138
21Mercedes-Benz E450$2,886-$110
22Genesis G80$2,892-$104
2023 Midsize Luxury Car Average$2,899-$97
23Mercedes-Benz CLS450$2,968-$28
24Mercedes-Benz EQE 350$2,988-$8
25Audi RS 5$2,996--
26BMW 530e$3,014$18
27Audi S6$3,044$48
28Mercedes-Benz AMG C43$3,048$52
29BMW M440i$3,052$56
30Mercedes-Benz EQE 500$3,056$60
31Audi A7$3,176$180
32Infiniti Q50$3,180$184
33Lexus LC 500h$3,414$418
34BMW M550i$3,420$424
35Tesla Model S$3,498$502
36Audi S7$3,520$524
37BMW M5$3,624$628
38BMW M8$3,824$828

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 RS 5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi RS 5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi RS 5 Insurance Rates by Trim Level
2023 Audi RS 5 Trim Level Annual Premium Cost Per Month
Quattro Coupe$2,938$245
Quattro Sportback$2,946$246
Quattro Coupe Dynamic$3,002$250
Quattro Sportback Dynamic$3,008$251
Quattro Coupe Black Carbon$3,036$253
Quattro Sportback Black Carbon$3,042$254

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi RS 5 for different driver ages.

2023 Audi RS 5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,482$874
17$10,216$851
18$9,269$772
19$8,401$700
20$6,467$539
21$6,173$514
22$5,548$462
23$4,518$377
24$4,288$357
25$3,486$291
30$3,204$267
35$3,074$256
40$2,996$250
45$2,790$233
50$2,636$220
55$2,462$205
60$2,470$206
65$2,632$219
70$2,822$235
75$3,290$274
80$4,044$337

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi RS 5 trim levels.