2014 Audi S4 Car Insurance Calculator

See and learn how changes to different risk factors impact car insurance rates for a 2014 Audi S4. Customize rate factors like credit rating, policy coverages, liability limits, and coverage deductibles. Know immediately if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2014 Audi S4 is $2,066 per year, or about $172 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,066

Cost Per Month

$172

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Audi S4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,066
Average Rate
Your Rate
$2,066

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Audi S4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Audi S4 is $2,066.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Audi S4 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2014 Audi S4 against all other models in the midsize luxury car segment. The Audi S4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Audi S4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482-$584
2Acura ILX$1,524-$542
3Lincoln MKZ$1,536-$530
4Acura TL$1,586-$480
5Lexus ES 350$1,718-$348
6Mercedes-Benz CLA250$1,768-$298
7Audi A6$1,802-$264
8Audi S5$1,810-$256
9Mercedes-Benz SLK55 AMG$1,816-$250
10Mercedes-Benz C350$1,888-$178
11Lexus ES 300H$1,902-$164
12BMW 435i$1,930-$136
13Mercedes-Benz E250$1,934-$132
14BMW 428xi$1,936-$130
15Mercedes-Benz E350$1,946-$120
16Infiniti Q50$1,952-$114
17Mercedes-Benz E400$1,956-$110
18Lexus GS 350$1,958-$108
19BMW 528xi$1,962-$104
20BMW 535i$1,972-$94
21Audi RS 5$1,978-$88
22BMW 428i$1,982-$84
23Mercedes-Benz CLA45 AMG$1,986-$80
24Hyundai Genesis$1,988-$78
25Volvo S80$1,994-$72
26BMW 435xi$2,000-$66
27BMW 535xi$2,008-$58
28BMW Activehybrid 5$2,036-$30
29Mercedes-Benz E550$2,042-$24
30Jaguar XF$2,050-$16
31Audi S6$2,064-$2
32Audi S4$2,066--
33Cadillac ELR$2,078$12
34Jaguar XK$2,080$14
35BMW 528i$2,084$18
2014 Midsize Luxury Car Average$2,089$23
36BMW 535d$2,094$28
37BMW 550i$2,096$30
38BMW 550xi$2,134$68
39Audi A7$2,194$128
40BMW 640i$2,196$130
41BMW 640xi$2,224$158
42Mercedes-Benz SL550$2,258$192
43Audi S7$2,310$244
44BMW 650xi$2,390$324
45BMW M5$2,394$328
46Jaguar XKR$2,470$404
47BMW M6$2,498$432
48Tesla Model S$2,512$446
49Mercedes-Benz SL63 AMG$2,596$530
50Mercedes-Benz CL63 AMG$2,858$792
51Mercedes-Benz SL65 AMG$3,212$1,146
52Mercedes-Benz SLS AMG$3,390$1,324

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 S4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Audi S4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Audi S4 Insurance Rates by Trim Level
2014 Audi S4 Trim Level Annual Premium Cost Per Month
Quattro Premium Plus Sedan$2,024$169
Quattro Prestige Sedan$2,108$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Audi S4 for different driver ages.

2014 Audi S4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,514$626
17$7,229$602
18$6,386$532
19$5,847$487
20$4,453$371
21$4,245$354
22$3,785$315
23$3,138$262
24$2,953$246
25$2,394$200
30$2,194$183
35$2,124$177
40$2,066$172
45$1,938$162
50$1,840$153
55$1,718$143
60$1,720$143
65$1,834$153
70$2,000$167
75$2,380$198
80$2,940$245

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S4 trim levels.