2015 Audi S4 Car Insurance Calculator

View in real-time how changes to different risk factors impact the insurance cost for a 2015 Audi S4. Fine-tune factors like policy discounts, S4 trim level, driving record, and coverage amounts. Know immediately if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2015 Audi S4 is $1,928 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,928

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Audi S4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,928
Average Rate
Your Rate
$1,928

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Audi S4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Audi S4 is $1,928.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Audi S4 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 Audi S4 against all other models in the midsize luxury car segment. The Audi S4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Audi S4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$276
2Acura ILX$1,662-$266
3Audi A3$1,702-$226
4Infiniti Q40$1,706-$222
5Volvo S80$1,712-$216
6Lincoln MKZ$1,726-$202
7Mercedes-Benz SLK55 AMG$1,744-$184
8Mercedes-Benz CLA250$1,808-$120
9Mercedes-Benz CLA45 AMG$1,838-$90
10BMW 528xi$1,848-$80
11BMW 428xi$1,886-$42
12Audi A6$1,926-$2
13Audi S4$1,928--
14Mercedes-Benz C400$1,930$2
15Mercedes-Benz E350$1,946$18
16Lexus ES 300H$1,948$20
17BMW 528i$1,956$28
18Mercedes-Benz C350$1,966$38
19Audi S5$1,978$50
20BMW 428i$1,994$66
21BMW 435xi$1,998$70
22Mercedes-Benz SL400$2,016$88
23Hyundai Genesis$2,030$102
24Infiniti Q50$2,064$136
25BMW Activehybrid 5$2,088$160
26BMW 550i$2,094$166
27Mercedes-Benz E550$2,098$170
28Mercedes-Benz E400$2,110$182
29BMW 435i$2,116$188
30Audi RS 5$2,134$206
31BMW 550xi$2,138$210
2015 Midsize Luxury Car Average$2,143$215
32Jaguar XF$2,162$234
33Mercedes-Benz E250$2,166$238
34BMW 535d$2,178$250
35Lexus GS 350$2,180$252
36BMW 535xi$2,196$268
37BMW 535i$2,200$272
38Mercedes-Benz CLS400$2,204$276
39Mercedes-Benz SL550$2,238$310
40Jaguar XK$2,274$346
41BMW 640xi$2,286$358
42Audi A7$2,294$366
43Audi S6$2,318$390
44BMW 640i$2,350$422
45BMW 650xi$2,392$464
46Jaguar XKR$2,478$550
47Mercedes-Benz S550E$2,498$570
48BMW M5$2,512$584
49Mercedes-Benz SL63 AMG$2,580$652
50Tesla Model S$2,590$662
51BMW M6$2,594$666
52Audi S7$2,612$684
53Mercedes-Benz SLS AMG$3,310$1,382
54Mercedes-Benz SL65 AMG$3,360$1,432

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 S4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Audi S4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Audi S4 Insurance Rates by Trim Level
2015 Audi S4 Trim Level Annual Premium Cost Per Month
Quattro Premium Plus Sedan$1,892$158
Quattro Prestige Sedan$1,966$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Audi S4 for different driver ages.

2015 Audi S4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,830$569
17$6,617$551
18$5,934$495
19$5,404$450
20$4,146$346
21$3,958$330
22$3,545$295
23$2,915$243
24$2,755$230
25$2,236$186
30$2,054$171
35$1,980$165
40$1,928$161
45$1,804$150
50$1,712$143
55$1,598$133
60$1,600$133
65$1,704$142
70$1,834$153
75$2,156$180
80$2,652$221

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S4 trim levels.