2013 Audi S5 Car Insurance Calculator

Learn and understand how changing risk factors influence insurance rates for a 2013 Audi S5. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2013 Audi S5 is $1,786 per year, or about $149 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,786

Cost Per Month

$149

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Audi S5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,786
Average Rate
Your Rate
$1,786

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Audi S5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Audi S5 is $1,786.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Audi S5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2013 Audi S5 against all other models in the midsize luxury car segment. The Audi S5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Audi S5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$352
2Acura TL$1,458-$328
3Acura ILX$1,492-$294
4Acura TSX$1,532-$254
5Volvo C70$1,558-$228
6Lincoln MKZ$1,578-$208
7Lexus GS 350$1,586-$200
8Lexus ES 350$1,614-$172
9Audi A6$1,618-$168
10Lexus ES 300H$1,640-$146
11Mercedes-Benz SLK55 AMG$1,654-$132
12Mercedes-Benz C350$1,692-$94
13Volvo S80$1,750-$36
14Infiniti G37$1,776-$10
15Audi S5$1,786--
16Mercedes-Benz E350$1,800$14
17BMW 528xi$1,802$16
18Hyundai Genesis$1,806$20
19Infiniti M35$1,818$32
20Jaguar XF$1,822$36
21Mercedes-Benz E550$1,848$62
22Mercedes-Benz E400$1,858$72
23Infiniti M37$1,864$78
24BMW 535xi$1,886$100
25BMW 550xi$1,906$120
26Audi S4$1,912$126
27BMW 528i$1,914$128
28BMW Activehybrid 5$1,926$140
29BMW 535i$1,958$172
2013 Midsize Luxury Car Average$1,963$177
30Audi RS 5$1,966$180
31BMW 550i$1,980$194
32Jaguar XK$1,996$210
33Mercedes-Benz SL550$2,010$224
34Audi S6$2,064$278
35BMW 640i$2,126$340
36Mercedes-Benz S400$2,152$366
37Audi S7$2,170$384
38Audi A7$2,194$408
39Tesla Model S$2,266$480
40Jaguar XKR$2,298$512
41Mercedes-Benz S350$2,324$538
42BMW M6$2,334$548
43BMW 650xi$2,370$584
44BMW M5$2,380$594
45Mercedes-Benz SL63 AMG$2,572$786
46Mercedes-Benz CL63 AMG$2,820$1,034
47Mercedes-Benz SLS AMG$2,920$1,134
48Mercedes-Benz SL65 AMG$3,012$1,226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 S5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Audi S5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Audi S5 Insurance Rates by Trim Level
2013 Audi S5 Trim Level Annual Premium Cost Per Month
3.0 Quattro Premium Plus Convertible$1,586$132
3.0 Quattro Prestige Convertible$1,666$139
3.0 Quattro Premium Plus Coupe$1,912$159
3.0 Quattro Prestige Coupe$1,994$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Audi S5 for different driver ages.

2013 Audi S5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,307$526
17$6,099$508
18$5,450$454
19$4,977$415
20$3,818$318
21$3,645$304
22$3,264$272
23$2,697$225
24$2,548$212
25$2,070$173
30$1,904$159
35$1,836$153
40$1,786$149
45$1,674$140
50$1,588$132
55$1,482$124
60$1,486$124
65$1,578$132
70$1,704$142
75$2,004$167
80$2,458$205

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S5 trim levels.