2015 Audi S5 Car Insurance Calculator

See in real-time how decisions you make impact the cost of insurance for a 2015 Audi S5. Change vehicle usage, driver gender, marital status, and the state you live in plus many other factors. Know immediately if the change you make has positive or negative consequenses.

The average estimated car insurance premium for a 2015 Audi S5 is $1,978 per year, or about $165 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,978

Cost Per Month

$165

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Audi S5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,978
Average Rate
Your Rate
$1,978

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Audi S5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Audi S5 is $1,978.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Audi S5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 Audi S5 against all other models in the midsize luxury car segment. The Audi S5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Audi S5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$326
2Acura ILX$1,662-$316
3Audi A3$1,702-$276
4Infiniti Q40$1,706-$272
5Volvo S80$1,712-$266
6Lincoln MKZ$1,726-$252
7Mercedes-Benz SLK55 AMG$1,744-$234
8Mercedes-Benz CLA250$1,808-$170
9Mercedes-Benz CLA45 AMG$1,838-$140
10BMW 528xi$1,848-$130
11BMW 428xi$1,886-$92
12Audi A6$1,926-$52
13Audi S4$1,928-$50
14Mercedes-Benz C400$1,930-$48
15Mercedes-Benz E350$1,946-$32
16Lexus ES 300H$1,948-$30
17BMW 528i$1,956-$22
18Mercedes-Benz C350$1,966-$12
19Audi S5$1,978--
20BMW 428i$1,994$16
21BMW 435xi$1,998$20
22Mercedes-Benz SL400$2,016$38
23Hyundai Genesis$2,030$52
24Infiniti Q50$2,064$86
25BMW Activehybrid 5$2,088$110
26BMW 550i$2,094$116
27Mercedes-Benz E550$2,098$120
28Mercedes-Benz E400$2,110$132
29BMW 435i$2,116$138
30Audi RS 5$2,134$156
31BMW 550xi$2,138$160
2015 Midsize Luxury Car Average$2,143$165
32Jaguar XF$2,162$184
33Mercedes-Benz E250$2,166$188
34BMW 535d$2,178$200
35Lexus GS 350$2,180$202
36BMW 535xi$2,196$218
37BMW 535i$2,200$222
38Mercedes-Benz CLS400$2,204$226
39Mercedes-Benz SL550$2,238$260
40Jaguar XK$2,274$296
41BMW 640xi$2,286$308
42Audi A7$2,294$316
43Audi S6$2,318$340
44BMW 640i$2,350$372
45BMW 650xi$2,392$414
46Jaguar XKR$2,478$500
47Mercedes-Benz S550E$2,498$520
48BMW M5$2,512$534
49Mercedes-Benz SL63 AMG$2,580$602
50Tesla Model S$2,590$612
51BMW M6$2,594$616
52Audi S7$2,612$634
53Mercedes-Benz SLS AMG$3,310$1,332
54Mercedes-Benz SL65 AMG$3,360$1,382

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 S5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Audi S5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Audi S5 Insurance Rates by Trim Level
2015 Audi S5 Trim Level Annual Premium Cost Per Month
3.0 Quattro Premium Plus Convertible$1,830$153
3.0 Quattro Prestige Convertible$1,876$156
3.0 Quattro Premium Plus Coupe$2,080$173
3.0 Quattro Prestige Coupe$2,124$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Audi S5 for different driver ages.

2015 Audi S5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,055$588
17$6,824$569
18$6,098$508
19$5,560$463
20$4,258$355
21$4,061$338
22$3,636$303
23$2,995$250
24$2,827$236
25$2,294$191
30$2,104$175
35$2,030$169
40$1,978$165
45$1,850$154
50$1,758$147
55$1,640$137
60$1,642$137
65$1,750$146
70$1,890$158
75$2,230$186
80$2,748$229

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S5 trim levels.