2016 Audi S5 Car Insurance Calculator

Explore and learn how different factors affect car insurance rates for a 2016 Audi S5. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2016 Audi S5 is $2,116 per year, or about $176 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,116

Cost Per Month

$176

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Audi S5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,116
Average Rate
Your Rate
$2,116

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Audi S5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Audi S5 is $2,116.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Audi S5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2016 Audi S5 against all other models in the midsize luxury car segment. The Audi S5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Audi S5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$498
2Acura ILX$1,686-$430
3Lexus IS 300$1,792-$324
4Volvo S80$1,834-$282
5Mercedes-Benz C350E$1,842-$274
6Lexus RC 300$1,856-$260
7Audi A3$1,888-$228
8Mercedes-Benz AMG CLA45$1,910-$206
9Lincoln MKZ$1,914-$202
10Lexus ES 300H$1,924-$192
11Audi A6$1,936-$180
12Mercedes-Benz CLA250$1,982-$134
13BMW 528i$2,020-$96
14Lexus GS 350$2,036-$80
15Mercedes-Benz E350$2,062-$54
16Audi S4$2,064-$52
17Mercedes-Benz SLK55 AMG$2,068-$48
18BMW 428xi$2,072-$44
19Jaguar XF$2,084-$32
20Cadillac ELR$2,090-$26
21Mercedes-Benz C450 AMG$2,100-$16
22BMW 428i$2,106-$10
23Audi S5$2,116--
24Hyundai Genesis$2,130$14
25BMW 528xi$2,138$22
26Infiniti Q50$2,144$28
27BMW 535xi$2,150$34
28BMW 435xi$2,174$58
29Mercedes-Benz E250$2,192$76
30Mercedes-Benz SL400$2,210$94
31BMW Active 5$2,218$102
32BMW 435i$2,224$108
2016 Midsize Luxury Car Average$2,227$111
33BMW 535d$2,250$134
34Mercedes-Benz E400$2,300$184
35BMW 535i$2,308$192
36Mercedes-Benz E550$2,320$204
37Audi S6$2,358$242
38BMW 550i$2,362$246
39Mercedes-Benz CLS400$2,436$320
40BMW 550xi$2,452$336
41Mercedes-Benz SL550$2,456$340
42BMW 640i$2,490$374
43Audi A7$2,504$388
44BMW 640xi$2,510$394
45BMW M5$2,518$402
46Audi S7$2,522$406
47Tesla Model S$2,590$474
48Mercedes-Benz S550E$2,594$478
49BMW 650xi$2,610$494
50Lexus GS F$2,622$506
51BMW M6$2,796$680
52Mercedes-Benz SL63 AMG$2,876$760
53Mercedes-Benz SL65 AMG$3,584$1,468

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 S5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Audi S5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Audi S5 Insurance Rates by Trim Level
2016 Audi S5 Trim Level Annual Premium Cost Per Month
3.0 Quattro Premium Convertible$1,954$163
3.0 Quattro Premium Plus Convertible$2,002$167
3.0 Quattro Premium Plus Coupe$2,234$186
3.0 Quattro Prestige Coupe$2,280$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Audi S5 for different driver ages.

2016 Audi S5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,448$621
17$7,235$603
18$6,521$543
19$5,927$494
20$4,554$380
21$4,347$362
22$3,902$325
23$3,196$266
24$3,025$252
25$2,456$205
30$2,260$188
35$2,172$181
40$2,116$176
45$1,976$165
50$1,872$156
55$1,748$146
60$1,752$146
65$1,866$156
70$2,004$167
75$2,348$196
80$2,886$241

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S5 trim levels.