2019 Audi S5 Car Insurance Calculator

Watch in real-time how changes to risk factors and vehicle options impact the insurance cost for a 2019 Audi S5. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly why rates change and by how much.

The average estimated car insurance premium for a 2019 Audi S5 is $2,264 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,264

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Audi S5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,264
Average Rate
Your Rate
$2,264

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Audi S5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Audi S5 is $2,264.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Audi S5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2019 Audi S5 against all other models in the midsize luxury car segment. The Audi S5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Audi S5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$414
2Lexus IS 300$2,006-$258
3Lexus RC 300$2,094-$170
4Lexus ES 350$2,140-$124
5Lincoln MKZ$2,166-$98
6Mercedes-Benz SLC300$2,188-$76
7Mercedes-Benz AMG CLA45$2,198-$66
8Audi A3$2,236-$28
9Mercedes-Benz CLA250$2,260-$4
10Audi S5$2,264--
11Mercedes-Benz E300$2,274$10
12Genesis G80$2,290$26
13Lexus ES 300H$2,312$48
14BMW 430i$2,328$64
15Lexus GS 300$2,368$104
16Audi A6$2,378$114
17Audi S4$2,390$126
18Lexus GS 350$2,396$132
19Mercedes-Benz CLS450$2,410$146
20BMW 540i$2,442$178
21BMW 530i$2,444$180
22Mercedes-Benz E450$2,474$210
23Jaguar XF$2,484$220
2019 Midsize Luxury Car Average$2,497$233
24BMW 440i$2,498$234
25Mercedes-Benz AMG C43$2,552$288
26Mercedes-Benz SL450$2,560$296
27BMW 530e$2,598$334
28Infiniti Q50$2,614$350
29BMW M550i$2,726$462
30Audi RS 5$2,738$474
31BMW 640i$2,772$508
32Mercedes-Benz AMG C63$2,782$518
33Tesla Model S$2,788$524
34Lexus GS F$2,914$650
35Mercedes-Benz SL550$2,922$658
36Audi A7$2,946$682
37Lexus LC 500H$2,974$710
38BMW M5$3,134$870
39BMW M6$3,472$1,208

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 S5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Audi S5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Audi S5 Insurance Rates by Trim Level
2019 Audi S5 Trim Level Annual Premium Cost Per Month
3.0T Quattro Premium Plus Convertible$2,076$173
3.0T Quattro Prestige Convertible$2,076$173
3.0T Quattro Premium Hatchback$2,118$177
3.0T Quattro Premium Coupe$2,294$191
3.0T Quattro Premium Plus Coupe$2,354$196
3.0T Quattro Premium Plus Hatchback$2,396$200
3.0T Quattro Prestige Hatchback$2,396$200
3.0T Quattro Prestige Coupe$2,414$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Audi S5 for different driver ages.

2019 Audi S5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,988$666
17$7,773$648
18$7,025$585
19$6,372$531
20$4,894$408
21$4,671$389
22$4,192$349
23$3,421$285
24$3,244$270
25$2,630$219
30$2,422$202
35$2,324$194
40$2,264$189
45$2,114$176
50$2,000$167
55$1,870$156
60$1,876$156
65$1,998$167
70$2,142$179
75$2,510$209
80$3,088$257

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S5 trim levels.