2020 Audi S5 Car Insurance Calculator

Discover and learn how changing risk factors impact the cost of insurance for a 2020 Audi S5. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback how and why rates change based on your selections.

The average estimated car insurance premium for a 2020 Audi S5 is $2,414 per year, or about $201 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,414

Cost Per Month

$201

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi S5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,414
Average Rate
Your Rate
$2,414

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi S5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi S5 is $2,414.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi S5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Audi S5 against all other models in the midsize luxury car segment. The Audi S5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi S5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$528
2Lexus RC 300$2,168-$246
3Mercedes-Benz SLC300$2,230-$184
4Lexus ES 350$2,238-$176
5Lincoln MKZ$2,248-$166
6Mercedes-Benz AMG CLA45$2,268-$146
7Jaguar XE$2,272-$142
8Lexus IS 300$2,276-$138
9Audi A3$2,316-$98
10Cadillac CT5$2,354-$60
11Audi S5$2,414--
12Lexus GS 350$2,478$64
13Mercedes-Benz E350$2,488$74
14Lexus ES 300H$2,526$112
15Audi S4$2,550$136
16BMW 530i$2,558$144
17BMW 540i$2,582$168
18Mercedes-Benz CLA250$2,598$184
19Genesis G80$2,604$190
20Audi A6$2,614$200
21Mercedes-Benz E450$2,644$230
22BMW 430i$2,666$252
23Mercedes-Benz CLS450$2,700$286
24Jaguar XF$2,702$288
2020 Midsize Luxury Car Average$2,704$290
25BMW 440i$2,796$382
26Mercedes-Benz AMG C43$2,804$390
27Mercedes-Benz SL450$2,822$408
28Audi RS 5$2,838$424
29Audi S6$2,898$484
30Infiniti Q50$2,926$512
31BMW 530e$2,942$528
32Lexus GS F$3,016$602
33Mercedes-Benz AMG C63$3,056$642
34BMW M550i$3,110$696
35Mercedes-Benz SL550$3,136$722
36Tesla Model S$3,192$778
37Audi A7$3,236$822
38Lexus LC 500H$3,320$906
39Audi S7$3,444$1,030
40BMW M8$3,448$1,034
41BMW M5$3,494$1,080

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 S5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi S5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi S5 Insurance Rates by Trim Level
2020 Audi S5 Trim Level Annual Premium Cost Per Month
3.0T Quattro Premium Convertible$2,294$191
3.0T Quattro Premium Plus Convertible$2,294$191
3.0T Quattro Premium$2,312$193
3.0T Quattro Prestige Convertible$2,354$196
3.0T Quattro Premium Coupe$2,454$205
3.0T Quattro Premium Plus Coupe$2,454$205
3.0T Quattro Premium Plus$2,458$205
3.0T Quattro Prestige$2,538$212
3.0T Quattro Prestige Coupe$2,578$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi S5 for different driver ages.

2020 Audi S5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,512$709
17$8,279$690
18$7,484$624
19$6,789$566
20$5,218$435
21$4,978$415
22$4,469$372
23$3,649$304
24$3,458$288
25$2,806$234
30$2,582$215
35$2,478$207
40$2,414$201
45$2,254$188
50$2,132$178
55$1,994$166
60$1,998$167
65$2,130$178
70$2,286$191
75$2,674$223
80$3,292$274

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S5 trim levels.