2021 Audi S5 Car Insurance Calculator

Explore and learn how decisions you make impact the cost of insurance for a 2021 Audi S5. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly why rates change and by how much.

The average estimated car insurance premium for a 2021 Audi S5 is $2,494 per year, or about $208 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,494

Cost Per Month

$208

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Audi S5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,494
Average Rate
Your Rate
$2,494

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Audi S5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Audi S5 is $2,494.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Audi S5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2021 Audi S5 against all other models in the midsize luxury car segment. The Audi S5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Audi S5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,946-$548
2Lexus RC 300$2,240-$254
3Lexus ES 350$2,310-$184
4Mercedes-Benz AMG CLA45$2,322-$172
5Lexus IS 300$2,352-$142
6Audi A3$2,386-$108
7Cadillac CT5$2,428-$66
8Audi S5$2,494--
9Mercedes-Benz E350$2,568$74
10Lexus ES 300H$2,606$112
11Audi S4$2,630$136
12BMW 530i$2,638$144
13BMW 540i$2,668$174
14Mercedes-Benz CLA250$2,682$188
15Genesis G80$2,692$198
16Audi A6$2,698$204
17Mercedes-Benz E450$2,732$238
18BMW 430i$2,754$260
19Jaguar XF$2,756$262
20Mercedes-Benz CLS450$2,790$296
2021 Midsize Luxury Car Average$2,813$319
21Mercedes-Benz AMG C43$2,880$386
22BMW 440i$2,894$400
23Audi RS 5$2,926$432
24Audi S6$2,994$500
25Infiniti Q50$3,016$522
26BMW 530e$3,032$538
27Mercedes-Benz AMG C63$3,158$664
28BMW M550i$3,220$726
29Tesla Model S$3,298$804
30Audi A7$3,344$850
31Lexus LC 500H$3,432$938
32Audi S7$3,562$1,068
33BMW M8$3,576$1,082
34BMW M5$3,612$1,118

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 S5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Audi S5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Audi S5 Insurance Rates by Trim Level
2021 Audi S5 Trim Level Annual Premium Cost Per Month
3.0T Quattro Premium Convertible$2,368$197
3.0T Quattro Premium Plus Convertible$2,368$197
3.0T Quattro Premium$2,386$199
3.0T Quattro Prestige Convertible$2,434$203
3.0T Quattro Premium Coupe$2,534$211
3.0T Quattro Premium Plus Coupe$2,534$211
3.0T Quattro Premium Plus$2,538$212
3.0T Quattro Prestige$2,620$218
3.0T Quattro Prestige Coupe$2,664$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Audi S5 for different driver ages.

2021 Audi S5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,777$731
17$8,543$712
18$7,735$645
19$7,011$584
20$5,389$449
21$5,144$429
22$4,620$385
23$3,765$314
24$3,573$298
25$2,898$242
30$2,664$222
35$2,558$213
40$2,494$208
45$2,326$194
50$2,202$184
55$2,056$171
60$2,062$172
65$2,200$183
70$2,358$197
75$2,758$230
80$3,392$283

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S5 trim levels.