2023 Audi S5 Car Insurance Calculator

Explore and learn how life choices impact the cost of car insurance for a 2023 Audi S5. Customize choices like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover if and why rates increase from the option you changed.

The average estimated car insurance premium for a 2023 Audi S5 is $2,802 per year, or about $234 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,802

Cost Per Month

$234

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi S5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,802
Average Rate
Your Rate
$2,802

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi S5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi S5 is $2,802.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi S5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2023 Audi S5 against all other models in the midsize luxury car segment. The Audi S5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi S5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$352
2Lexus ES 350$2,460-$342
3Lexus ES 250$2,472-$330
4Lexus RC 300$2,482-$320
5Mercedes-Benz AMG CLA35$2,488-$314
6Audi A3$2,492-$310
7Mercedes-Benz AMG CLA45$2,546-$256
8Mercedes-Benz CLA250$2,554-$248
9Lexus IS 300$2,568-$234
10Jaguar XF$2,578-$224
11Audi S4$2,628-$174
12BMW i4$2,636-$166
13Mercedes-Benz E350$2,654-$148
14Lexus ES 300h$2,690-$112
15BMW 530i$2,742-$60
16Audi A6$2,798-$4
17Audi S5$2,802--
18BMW 540i$2,808$6
19BMW 430i$2,856$54
20Lexus IS 500$2,858$56
21Mercedes-Benz E450$2,886$84
22Genesis G80$2,892$90
2023 Midsize Luxury Car Average$2,899$97
23Mercedes-Benz CLS450$2,968$166
24Mercedes-Benz EQE 350$2,988$186
25Audi RS 5$2,996$194
26BMW 530e$3,014$212
27Audi S6$3,044$242
28Mercedes-Benz AMG C43$3,048$246
29BMW M440i$3,052$250
30Mercedes-Benz EQE 500$3,056$254
31Audi A7$3,176$374
32Infiniti Q50$3,180$378
33Lexus LC 500h$3,414$612
34BMW M550i$3,420$618
35Tesla Model S$3,498$696
36Audi S7$3,520$718
37BMW M5$3,624$822
38BMW M8$3,824$1,022

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 S5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi S5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi S5 Insurance Rates by Trim Level
2023 Audi S5 Trim Level Annual Premium Cost Per Month
Premium Coupe$2,668$222
Premium Sportback$2,668$222
Premium Plus Coupe$2,752$229
Premium Plus Sportback$2,752$229
Prestige Coupe$2,834$236
Prestige Sportback$2,834$236
Premium Cabriolet$2,840$237
Premium Plus Cabriolet$2,902$242
Prestige Cabriolet$2,964$247

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi S5 for different driver ages.

2023 Audi S5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,843$820
17$9,577$798
18$8,658$722
19$7,859$655
20$6,042$504
21$5,767$481
22$5,178$432
23$4,231$353
24$4,011$334
25$3,258$272
30$2,996$250
35$2,876$240
40$2,802$234
45$2,612$218
50$2,470$206
55$2,306$192
60$2,312$193
65$2,466$206
70$2,648$221
75$3,094$258
80$3,804$317

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S5 trim levels.