2024 Audi S5 Car Insurance Calculator

Find out how changes to driver risk factors and vehicle options impact the cost of car insurance for a 2024 Audi S5. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2024 Audi S5 is $2,890 per year, or about $241 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,890

Cost Per Month

$241

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Audi S5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,890
Average Rate
Your Rate
$2,890

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Audi S5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi S5 is $2,890.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi S5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2024 Audi S5 against all other models in the midsize luxury car segment. The Audi S5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi S5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410-$480
2Lexus IS 300$2,414-$476
3Lexus ES 350$2,446-$444
4Mercedes-Benz AMG CLA35$2,456-$434
5Lexus RC 300$2,462-$428
6Jaguar XF$2,476-$414
7Cadillac CT5$2,526-$364
8Lexus ES 250$2,534-$356
9Lexus ES 300h$2,572-$318
10Audi A3$2,634-$256
11Infiniti Q50$2,650-$240
12Mercedes-Benz AMG CLA45$2,682-$208
13Audi S4$2,692-$198
14Mercedes-Benz EQE 350$2,724-$166
15BMW i4$2,734-$156
16Lexus IS 500$2,770-$120
17BMW 530i$2,848-$42
2024 Midsize Luxury Car Average$2,874-$16
18Audi S5$2,890--
19BMW 540i$2,900$10
20BMW 430i$2,940$50
21BMW i5$2,960$70
22Genesis G80$2,976$86
23Mercedes-Benz EQE 500$3,008$118
24Mercedes-Benz AMG C43$3,024$134
25Audi A6$3,036$146
26Tesla Model S$3,070$180
27BMW 530e$3,100$210
28Audi RS 5$3,106$216
29Audi S6$3,128$238
30BMW M440i$3,206$316
31Audi A7$3,268$378
32Lexus LC 500h$3,508$618
33Audi S7$3,624$734
34BMW M8$3,948$1,058

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 S5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi S5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi S5 Insurance Rates by Trim Level
2024 Audi S5 Trim Level Annual Premium Cost Per Month
Coupe Premium$2,748$229
Sportback Premium$2,748$229
Coupe Premium Plus$2,814$235
Sportback Premium Plus$2,814$235
Coupe Prestige$2,894$241
Sportback Prestige$2,904$242
Cabriolet Premium$2,930$244
Cabriolet Premium Plus$2,980$248
Cabriolet Prestige$3,172$264

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi S5 for different driver ages.

2024 Audi S5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,119$843
17$9,849$821
18$8,915$743
19$8,090$674
20$6,223$519
21$5,942$495
22$5,340$445
23$4,361$363
24$4,134$345
25$3,358$280
30$3,088$257
35$2,966$247
40$2,890$241
45$2,694$225
50$2,546$212
55$2,376$198
60$2,382$199
65$2,540$212
70$2,726$227
75$3,180$265
80$3,910$326

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S5 trim levels.