2020 Audi S6 Car Insurance Calculator

Get real-time feedback how changes to driver risk factors and vehicle options impact car insurance rates for a 2020 Audi S6. Experiment with factors like S6 trim level, driving record, policy coverages, and annual miles driven. Instantly see if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2020 Audi S6 is $2,898 per year, or about $242 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,898

Cost Per Month

$242

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi S6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,898
Average Rate
Your Rate
$2,898

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi S6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi S6 is $2,898.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi S6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Audi S6 against all other models in the midsize luxury car segment. The Audi S6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi S6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$1,012
2Lexus RC 300$2,168-$730
3Mercedes-Benz SLC300$2,230-$668
4Lexus ES 350$2,238-$660
5Lincoln MKZ$2,248-$650
6Mercedes-Benz AMG CLA45$2,268-$630
7Jaguar XE$2,272-$626
8Lexus IS 300$2,276-$622
9Audi A3$2,316-$582
10Cadillac CT5$2,354-$544
11Audi S5$2,414-$484
12Lexus GS 350$2,478-$420
13Mercedes-Benz E350$2,488-$410
14Lexus ES 300H$2,526-$372
15Audi S4$2,550-$348
16BMW 530i$2,558-$340
17BMW 540i$2,582-$316
18Mercedes-Benz CLA250$2,598-$300
19Genesis G80$2,604-$294
20Audi A6$2,614-$284
21Mercedes-Benz E450$2,644-$254
22BMW 430i$2,666-$232
23Mercedes-Benz CLS450$2,700-$198
24Jaguar XF$2,702-$196
2020 Midsize Luxury Car Average$2,704-$194
25BMW 440i$2,796-$102
26Mercedes-Benz AMG C43$2,804-$94
27Mercedes-Benz SL450$2,822-$76
28Audi RS 5$2,838-$60
29Audi S6$2,898--
30Infiniti Q50$2,926$28
31BMW 530e$2,942$44
32Lexus GS F$3,016$118
33Mercedes-Benz AMG C63$3,056$158
34BMW M550i$3,110$212
35Mercedes-Benz SL550$3,136$238
36Tesla Model S$3,192$294
37Audi A7$3,236$338
38Lexus LC 500H$3,320$422
39Audi S7$3,444$546
40BMW M8$3,448$550
41BMW M5$3,494$596

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 S6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi S6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi S6 Insurance Rates by Trim Level
2020 Audi S6 Trim Level Annual Premium Cost Per Month
S6 Quattro Premium Plus Sedan$2,868$239
S6 Quattro Prestige Sedan$2,928$244

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi S6 for different driver ages.

2020 Audi S6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,162$847
17$9,903$825
18$8,980$748
19$8,138$678
20$6,262$522
21$5,979$498
22$5,368$447
23$4,376$365
24$4,149$346
25$3,372$281
30$3,100$258
35$2,974$248
40$2,898$242
45$2,700$225
50$2,554$213
55$2,382$199
60$2,390$199
65$2,550$213
70$2,734$228
75$3,188$266
80$3,922$327

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S6 trim levels.