2023 Audi S6 Car Insurance Calculator

Learn and understand how choices you make impact the insurance cost for a 2023 Audi S6. Adjust rate factors like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2023 Audi S6 is $3,044 per year, or about $254 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,044

Cost Per Month

$254

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi S6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,044
Average Rate
Your Rate
$3,044

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi S6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi S6 is $3,044.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi S6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2023 Audi S6 against all other models in the midsize luxury car segment. The Audi S6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi S6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$594
2Lexus ES 350$2,460-$584
3Lexus ES 250$2,472-$572
4Lexus RC 300$2,482-$562
5Mercedes-Benz AMG CLA35$2,488-$556
6Audi A3$2,492-$552
7Mercedes-Benz AMG CLA45$2,546-$498
8Mercedes-Benz CLA250$2,554-$490
9Lexus IS 300$2,568-$476
10Jaguar XF$2,578-$466
11Audi S4$2,628-$416
12BMW i4$2,636-$408
13Mercedes-Benz E350$2,654-$390
14Lexus ES 300h$2,690-$354
15BMW 530i$2,742-$302
16Audi A6$2,798-$246
17Audi S5$2,802-$242
18BMW 540i$2,808-$236
19BMW 430i$2,856-$188
20Lexus IS 500$2,858-$186
21Mercedes-Benz E450$2,886-$158
22Genesis G80$2,892-$152
2023 Midsize Luxury Car Average$2,899-$145
23Mercedes-Benz CLS450$2,968-$76
24Mercedes-Benz EQE 350$2,988-$56
25Audi RS 5$2,996-$48
26BMW 530e$3,014-$30
27Audi S6$3,044--
28Mercedes-Benz AMG C43$3,048$4
29BMW M440i$3,052$8
30Mercedes-Benz EQE 500$3,056$12
31Audi A7$3,176$132
32Infiniti Q50$3,180$136
33Lexus LC 500h$3,414$370
34BMW M550i$3,420$376
35Tesla Model S$3,498$454
36Audi S7$3,520$476
37BMW M5$3,624$580
38BMW M8$3,824$780

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 S6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi S6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi S6 Insurance Rates by Trim Level
2023 Audi S6 Trim Level Annual Premium Cost Per Month
Quattro Premium Sedan$2,960$247
Quattro Premium Plus Sedan$3,050$254
Quattro Prestige Sedan$3,118$260

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi S6 for different driver ages.

2023 Audi S6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,601$883
17$10,335$861
18$9,384$782
19$8,507$709
20$6,554$546
21$6,257$521
22$5,627$469
23$4,588$382
24$4,352$363
25$3,540$295
30$3,256$271
35$3,122$260
40$3,044$254
45$2,834$236
50$2,680$223
55$2,500$208
60$2,508$209
65$2,672$223
70$2,862$239
75$3,332$278
80$4,092$341

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S6 trim levels.