2020 Audi S7 Car Insurance Calculator

Observe in real-time how seemingly small changes impact the cost of insurance for a 2020 Audi S7. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2020 Audi S7 is $3,444 per year, or about $287 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,444

Cost Per Month

$287

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S7 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Audi S7.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,444
Average Rate
Your Rate
$3,444

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Audi S7 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Audi S7 is $3,444.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Audi S7 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Audi S7 against all other models in the midsize luxury car segment. The Audi S7 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S7, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S7.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Audi S7 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$1,558
2Lexus RC 300$2,168-$1,276
3Mercedes-Benz SLC300$2,230-$1,214
4Lexus ES 350$2,238-$1,206
5Lincoln MKZ$2,248-$1,196
6Mercedes-Benz AMG CLA45$2,268-$1,176
7Jaguar XE$2,272-$1,172
8Lexus IS 300$2,276-$1,168
9Audi A3$2,316-$1,128
10Cadillac CT5$2,354-$1,090
11Audi S5$2,414-$1,030
12Lexus GS 350$2,478-$966
13Mercedes-Benz E350$2,488-$956
14Lexus ES 300H$2,526-$918
15Audi S4$2,550-$894
16BMW 530i$2,558-$886
17BMW 540i$2,582-$862
18Mercedes-Benz CLA250$2,598-$846
19Genesis G80$2,604-$840
20Audi A6$2,614-$830
21Mercedes-Benz E450$2,644-$800
22BMW 430i$2,666-$778
23Mercedes-Benz CLS450$2,700-$744
24Jaguar XF$2,702-$742
2020 Midsize Luxury Car Average$2,704-$740
25BMW 440i$2,796-$648
26Mercedes-Benz AMG C43$2,804-$640
27Mercedes-Benz SL450$2,822-$622
28Audi RS 5$2,838-$606
29Audi S6$2,898-$546
30Infiniti Q50$2,926-$518
31BMW 530e$2,942-$502
32Lexus GS F$3,016-$428
33Mercedes-Benz AMG C63$3,056-$388
34BMW M550i$3,110-$334
35Mercedes-Benz SL550$3,136-$308
36Tesla Model S$3,192-$252
37Audi A7$3,236-$208
38Lexus LC 500H$3,320-$124
39Audi S7$3,444--
40BMW M8$3,448$4
41BMW M5$3,494$50

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 S7 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Audi S7.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Audi S7 Insurance Rates by Trim Level
2020 Audi S7 Trim Level Annual Premium Cost Per Month
2.9T Premium Plus Sedan$3,392$283
2.9T Prestige Sedan$3,498$292

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Audi S7 for different driver ages.

2020 Audi S7 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$12,251$1,021
17$11,951$996
18$10,862$905
19$9,810$818
20$7,535$628
21$7,187$599
22$6,450$538
23$5,219$435
24$4,958$413
25$4,016$335
30$3,692$308
35$3,534$295
40$3,444$287
45$3,208$267
50$3,028$252
55$2,832$236
60$2,840$237
65$3,040$253
70$3,262$272
75$3,816$318
80$4,718$393

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S7 trim levels.