Audi S8 Car Insurance Calculator

Monitor in real-time how life choices impact the cost of car insurance for an Audi S8. Set options like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2024 Audi S8 is $3,878 per year, or about $323 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,878

Cost Per Month

$323

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Audi S8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,878
Average Rate
Your Rate
$3,878

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Audi S8.

The 'Average Rate' is a combined value for all Audi S8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Audi S8 is $3,878.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Audi S8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2024 Audi S8 against all other models in the large luxury car segment. The Audi S8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Audi S8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,782-$1,096
2Volvo S90$2,870-$1,008
3Genesis G90$3,076-$802
4Mercedes-Benz AMG E53$3,088-$790
5Mercedes-Benz EQS 450$3,122-$756
6Lexus LS 500$3,220-$658
7Lexus LS 500h$3,262-$616
8BMW 840i$3,354-$524
9BMW i7$3,402-$476
10Audi RS 7$3,524-$354
2024 Large Luxury Car Average$3,748-$130
11BMW M850i$3,780-$98
12BMW 740i$3,794-$84
13BMW 750e$3,806-$72
14Mercedes-Benz AMG GT43$3,832-$46
15Audi S8$3,878--
16Mercedes-Benz S500$3,972$94
17Audi A8$3,982$104
18BMW 760i$4,008$130
19Mercedes-Benz S580$4,162$284
20Mercedes-Benz EQS 580$4,230$352
21Mercedes-Benz Maybach S580$4,598$720
22Mercedes-Benz AMG EQS$4,642$764
23Porsche Panamera$4,666$788
24Mercedes-Benz Maybach S680$4,906$1,028

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 S8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Audi S8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Audi S8 Insurance Rates by Trim Level
2024 Audi S8 Trim Level Annual Premium Cost Per Month
Quattro$3,826$319
Quattro Executive$3,890$324
Quattro Comfort$3,918$327

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Audi S8 for different driver ages.

2024 Audi S8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,318$1,110
17$13,048$1,087
18$11,971$998
19$10,810$901
20$8,359$697
21$7,983$665
22$7,200$600
23$5,832$486
24$5,551$463
25$4,516$376
30$4,162$347
35$3,976$331
40$3,878$323
45$3,602$300
50$3,400$283
55$3,172$264
60$3,182$265
65$3,394$283
70$3,610$301
75$4,170$348
80$5,112$426

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S8 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Audi S8.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Audi S8 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi S8$3,878$323
2023 Audi S8$3,756$313
2022 Audi S8$3,612$301
2018 Audi S8$3,346$279
2017 Audi S8$3,200$267
2016 Audi S8$2,856$238
2015 Audi S8$2,750$229
2014 Audi S8$2,662$222
2013 Audi S8$2,378$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi S8 trim levels for each model year.