2013 Audi S8 Car Insurance Calculator

Learn in real-time how changes to different risk factors impact car insurance rates for a 2013 Audi S8. Ajust options like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2013 Audi S8 is $2,378 per year, or about $198 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,378

Cost Per Month

$198

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Audi S8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,378
Average Rate
Your Rate
$2,378

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Audi S8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Audi S8 is $2,378.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Audi S8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2013 Audi S8 against all other models in the large luxury car segment. The Audi S8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Audi S8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$786
2Cadillac CTS$1,608-$770
3Cadillac XTS$1,632-$746
4Lincoln MKS$1,712-$666
5Cadillac CTS-V$1,838-$540
6Lexus GS 450$1,912-$466
7Infiniti M56$1,938-$440
8Lexus LS 460$1,940-$438
9Hyundai Equus$1,952-$426
10Mercedes-Benz CLS550$1,992-$386
11Mercedes-Benz E63 AMG$2,100-$278
12BMW 750xi$2,126-$252
13BMW 740i$2,134-$244
14Jaguar XJ$2,160-$218
15Mercedes-Benz C63 AMG$2,206-$172
16BMW 650i$2,244-$134
17Jaguar XJ Super$2,248-$130
18Mercedes-Benz CLS63 AMG$2,322-$56
2013 Large Luxury Car Average$2,329-$49
19Lexus LS 600H$2,352-$26
20Audi S8$2,378--
21BMW 750i$2,386$8
22Mercedes-Benz S550$2,390$12
23Porsche Panamera$2,440$62
24Audi A8$2,442$64
25Mercedes-Benz CL550$2,468$90
26Maserati Quattroporte$2,474$96
27Mercedes-Benz S63 AMG$2,590$212
28BMW 760i$2,606$228
29Mercedes-Benz S600$2,806$428
30Mercedes-Benz CL600$2,820$442
31Mercedes-Benz S65 AMG$3,112$734
32Mercedes-Benz CL65 AMG$3,218$840
33Bentley Continental$3,244$866
34Bentley Mulsanne$3,806$1,428

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 S8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Audi S8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Audi S8 Insurance Rates by Trim Level
2013 Audi S8 Trim Level Annual Premium Cost Per Month
Quattro Sedan$2,378$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Audi S8 for different driver ages.

2013 Audi S8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,510$709
17$8,266$689
18$7,442$620
19$6,753$563
20$5,173$431
21$4,933$411
22$4,420$368
23$3,603$300
24$3,411$284
25$2,766$231
30$2,536$211
35$2,440$203
40$2,378$198
45$2,218$185
50$2,100$175
55$1,960$163
60$1,968$164
65$2,100$175
70$2,268$189
75$2,664$222
80$3,294$275

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S8 trim levels.