2014 Audi S8 Car Insurance Calculator

Observe in real-time how changes to different risk factors impact the cost of insurance for a 2014 Audi S8. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2014 Audi S8 is $2,662 per year, or about $222 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,662

Cost Per Month

$222

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Audi S8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,662
Average Rate
Your Rate
$2,662

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Audi S8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Audi S8 is $2,662.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Audi S8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2014 Audi S8 against all other models in the large luxury car segment. The Audi S8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Audi S8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,718-$944
2Cadillac CTS$1,740-$922
3Cadillac XTS$1,794-$868
4Lincoln MKS$1,884-$778
5Infiniti Q70$1,906-$756
6Lexus GS 450$1,972-$690
7Acura RLX$1,982-$680
8Cadillac CTS-V$2,034-$628
9Infiniti Q60$2,078-$584
10Mercedes-Benz C63 AMG$2,080-$582
11Hyundai Equus$2,088-$574
12Lexus LS 460$2,134-$528
13Mercedes-Benz CLS550$2,140-$522
14BMW 740i$2,230-$432
15Mercedes-Benz E63 AMG$2,240-$422
16Jaguar XJ$2,260-$402
17Maserati Ghibli$2,282-$380
18Jaguar XJ Super$2,284-$378
19Mercedes-Benz CLS63 AMG$2,324-$338
20Audi A8$2,356-$306
21BMW 750i$2,366-$296
22Porsche Panamera$2,374-$288
23BMW 650i$2,386-$276
2014 Large Luxury Car Average$2,391-$271
24BMW 750xi$2,394-$268
25Lexus LS 600H$2,494-$168
26Audi RS 7$2,508-$154
27Mercedes-Benz CL550$2,606-$56
28Audi S8$2,662--
29Maserati Quattroporte$2,668$6
30BMW 760i$2,746$84
31Mercedes-Benz S550$2,790$128
32Mercedes-Benz S63 AMG$2,890$228
33Mercedes-Benz CL600$2,942$280
34Mercedes-Benz CL65 AMG$3,408$746
35Bentley Continental$3,426$764
36Bentley Mulsanne$3,874$1,212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 S8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Audi S8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Audi S8 Insurance Rates by Trim Level
2014 Audi S8 Trim Level Annual Premium Cost Per Month
Quattro Sedan$2,662$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Audi S8 for different driver ages.

2014 Audi S8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,385$782
17$9,140$762
18$8,278$690
19$7,503$625
20$5,765$480
21$5,501$458
22$4,938$412
23$4,022$335
24$3,815$318
25$3,098$258
30$2,846$237
35$2,732$228
40$2,662$222
45$2,482$207
50$2,346$196
55$2,190$183
60$2,198$183
65$2,346$196
70$2,518$210
75$2,942$245
80$3,626$302

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S8 trim levels.