2015 Audi S8 Car Insurance Calculator

Learn and understand how decisions you make impact the insurance cost for a 2015 Audi S8. Make changes to factors like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover how and why rates change based on your selections.

The average estimated car insurance premium for a 2015 Audi S8 is $2,750 per year, or about $229 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,750

Cost Per Month

$229

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Audi S8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,750
Average Rate
Your Rate
$2,750

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Audi S8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Audi S8 is $2,750.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Audi S8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2015 Audi S8 against all other models in the large luxury car segment. The Audi S8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Audi S8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$1,100
2Cadillac XTS$1,830-$920
3Audi A5$1,868-$882
4Lincoln MKS$1,872-$878
5Infiniti Q60$1,928-$822
6Acura RLX$2,078-$672
7Lexus GS 450$2,096-$654
8Infiniti Q70L$2,112-$638
9Infiniti Q70$2,124-$626
10Kia K900$2,148-$602
11Lexus LS 460$2,150-$600
12Cadillac CTS-V$2,176-$574
13Mercedes-Benz CLS550$2,236-$514
14Mercedes-Benz C63 AMG$2,256-$494
15Hyundai Equus$2,268-$482
16BMW 740i$2,324-$426
17BMW 650i$2,380-$370
18Maserati Ghibli$2,406-$344
19Jaguar XJ$2,454-$296
20BMW 750i$2,480-$270
21Jaguar XJ Super$2,486-$264
22Mercedes-Benz E63 AMG$2,538-$212
2015 Large Luxury Car Average$2,553-$197
23Mercedes-Benz S550$2,580-$170
24BMW 750xi$2,602-$148
25Mercedes-Benz CLS63 AMG$2,632-$118
26Audi RS 7$2,660-$90
27Lexus LS 600H$2,706-$44
28BMW Alpina B6$2,720-$30
29Audi A8$2,740-$10
30Audi S8$2,750--
31Porsche Panamera$2,800$50
32Maserati Quattroporte$2,946$196
33BMW 760i$2,960$210
34Mercedes-Benz S63 AMG$3,088$338
35Mercedes-Benz S600$3,196$446
36Bentley Continental$3,596$846
37Mercedes-Benz S65 AMG$3,660$910
38Mercedes-Benz S65$3,748$998
39Bentley Mulsanne$4,342$1,592

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 S8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Audi S8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Audi S8 Insurance Rates by Trim Level
2015 Audi S8 Trim Level Annual Premium Cost Per Month
Quattro Sedan$2,750$229

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Audi S8 for different driver ages.

2015 Audi S8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,687$807
17$9,438$787
18$8,556$713
19$7,753$646
20$5,960$497
21$5,687$474
22$5,107$426
23$4,156$346
24$3,942$329
25$3,202$267
30$2,942$245
35$2,822$235
40$2,750$229
45$2,562$214
50$2,422$202
55$2,262$189
60$2,270$189
65$2,422$202
70$2,598$217
75$3,036$253
80$3,740$312

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S8 trim levels.