2016 Audi S8 Car Insurance Calculator

Learn and understand how different factors impact the cost of insurance for a 2016 Audi S8. Change your location, homeowner status, credit score, and policy coverages plus many other factors. Get instant feedback whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2016 Audi S8 is $2,856 per year, or about $238 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,856

Cost Per Month

$238

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi S8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Audi S8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,856
Average Rate
Your Rate
$2,856

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Audi S8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Audi S8 is $2,856.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Audi S8 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2016 Audi S8 against all other models in the large luxury car segment. The Audi S8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi S8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi S8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Audi S8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$1,072
2Cadillac CTS$1,808-$1,048
3Audi A5$1,876-$980
4Lincoln MKS$1,908-$948
5Cadillac CT6$1,924-$932
6Kia K900$2,152-$704
7Acura RLX$2,156-$700
8Infiniti Q70L$2,162-$694
9Mercedes-Benz CLS550$2,204-$652
10Lexus GS 450$2,218-$638
11Infiniti Q70$2,228-$628
12Hyundai Equus$2,256-$600
13Lexus LS 460$2,358-$498
14Mercedes-Benz C63 AMG$2,434-$422
15Cadillac CTS-V$2,440-$416
16BMW 740i$2,482-$374
17Jaguar XJ$2,498-$358
18Mercedes-Benz E63 AMG$2,508-$348
19BMW 650i$2,680-$176
20Maserati Ghibli$2,684-$172
2016 Large Luxury Car Average$2,713-$143
21Jaguar XJ Super$2,752-$104
22BMW 750i$2,772-$84
23Audi RS 7$2,828-$28
24Audi S8$2,856--
25Lexus LS 600H$2,876$20
26Mercedes-Benz CLS63 AMG$2,878$22
27Mercedes-Benz S550$2,924$68
28Maserati Quattroporte$2,932$76
29Mercedes-Benz AMG$2,968$112
30Audi A8$3,014$158
31BMW Alpina B6$3,026$170
32Porsche Panamera$3,102$246
33Mercedes-Benz S63 AMG$3,330$474
34Mercedes-Benz S600$3,392$536
35Mercedes-Benz S65 AMG$3,910$1,054
36Mercedes-Benz S65$3,956$1,100
37Bentley Continental$4,024$1,168
38Bentley Mulsanne$4,798$1,942

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 S8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Audi S8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Audi S8 Insurance Rates by Trim Level
2016 Audi S8 Trim Level Annual Premium Cost Per Month
4.0T Quattro Sedan$2,856$238

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Audi S8 for different driver ages.

2016 Audi S8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,828$819
17$9,615$801
18$8,796$733
19$7,951$663
20$6,144$512
21$5,869$489
22$5,288$441
23$4,291$358
24$4,084$340
25$3,322$277
30$3,062$255
35$2,928$244
40$2,856$238
45$2,656$221
50$2,510$209
55$2,342$195
60$2,350$196
65$2,504$209
70$2,662$222
75$3,084$257
80$3,780$315

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi S8 trim levels.