2023 Audi SQ5 Car Insurance Calculator

Observe in real-time how seemingly small changes impact the insurance cost for a 2023 Audi SQ5. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2023 Audi SQ5 is $2,512 per year, or about $209 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,512

Cost Per Month

$209

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Audi SQ5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Audi SQ5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,512
Average Rate
Your Rate
$2,512

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Audi SQ5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Audi SQ5 is $2,512.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Audi SQ5 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2023 Audi SQ5 against all other models in the midsize luxury SUV segment. The Audi SQ5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Audi SQ5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi SQ5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Audi SQ5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044-$468
2Infiniti QX50$2,112-$400
3Cadillac XT5$2,166-$346
4Cadillac XT6$2,206-$306
5Acura MDX$2,272-$240
6Lincoln Nautilus$2,306-$206
7Lexus RX 350L$2,332-$180
8Land Rover Discovery Sport$2,334-$178
9Jaguar E-Pace$2,356-$156
10Volvo V90$2,376-$136
11Lexus RX 450h$2,404-$108
12Lexus GX 460$2,430-$82
13Volvo V60$2,446-$66
14Lexus RX 450hL$2,454-$58
15Mercedes-Benz AMG GLB35$2,500-$12
16Genesis GV80$2,504-$8
17Audi SQ5$2,512--
18Lincoln Aviator$2,532$20
19Infiniti QX60$2,548$36
20Mercedes-Benz GLE450$2,570$58
21Mercedes-Benz GLE350$2,604$92
22Land Rover Discovery$2,616$104
2023 Midsize Luxury SUV Average$2,652$140
23Mercedes-Benz AMG GLC43$2,654$142
24Audi Q7$2,720$208
25Audi e-tron$2,814$302
26Tesla Model X$2,826$314
27Mercedes-Benz AMG GLE53$2,830$318
28BMW X5$2,886$374
29Audi Q8$2,894$382
30Land Rover Range Rover Sport$2,918$406
31Audi SQ7$3,056$544
32BMW iX$3,102$590
33BMW X6$3,160$648
34Porsche Cayenne$3,186$674
35Mercedes-Benz AMG GLE63$3,340$828
36Audi RS 6$3,394$882
37BMW XM$3,722$1,210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 SQ5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Audi SQ5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Audi SQ5 Insurance Rates by Trim Level
2023 Audi SQ5 Trim Level Annual Premium Cost Per Month
Premium$2,396$200
Premium Sportback$2,468$206
Premium Plus$2,486$207
Premium Plus Sportback$2,530$211
Prestige$2,576$215
Prestige Sportback$2,614$218

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Audi SQ5 for different driver ages.

2023 Audi SQ5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,724$727
17$8,539$712
18$7,812$651
19$7,049$587
20$5,437$453
21$5,190$433
22$4,669$389
23$3,779$315
24$3,595$300
25$2,926$244
30$2,694$225
35$2,574$215
40$2,512$209
45$2,338$195
50$2,204$184
55$2,060$172
60$2,068$172
65$2,208$184
70$2,352$196
75$2,722$227
80$3,350$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi SQ5 trim levels.