Discover how changing risk factors impact the cost of insurance for a BMW vehicle. Tailor settings like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if the choice you make raises or lowers the cost of insurance.
To start the calculator, select the year and model of your BMW vehicle.
Click on any model in the table below to calculate your personalized rates. You can choose the model year of your vehicle in the calculator options.
| Model | Age 25 | Age 50 |
|---|---|---|
| BMW 128i | $1,810 | $1,398 |
| BMW 135i | $1,928 | $1,482 |
| BMW 228i | $3,034 | $2,308 |
| BMW 228xi | $1,918 | $1,460 |
| BMW 230i | $3,056 | $2,328 |
| BMW 320i | $2,366 | $1,806 |
| BMW 328d | $2,424 | $1,850 |
| BMW 328i | $2,246 | $1,726 |
| BMW 328xi | $2,390 | $1,826 |
| BMW 330e | $3,030 | $2,304 |
| BMW 330i | $2,834 | $2,158 |
| BMW 330xi | $2,322 | $1,772 |
| BMW 335i | $2,370 | $1,812 |
| BMW 335xi | $2,240 | $1,712 |
| BMW 340i | $3,414 | $2,594 |
| BMW 428i | $2,510 | $1,914 |
| BMW 428xi | $2,466 | $1,884 |
| BMW 430i | $3,508 | $2,654 |
| BMW 435i | $2,648 | $2,022 |
| BMW 435xi | $2,592 | $1,974 |
| BMW 440i | $3,458 | $2,616 |
| BMW 528i | $2,406 | $1,834 |
| BMW 528xi | $2,546 | $1,940 |
| BMW 530e | $3,700 | $2,806 |
| BMW 530i | $3,396 | $2,572 |
| BMW 530xi | $2,984 | $2,276 |
| BMW 535d | $2,680 | $2,038 |
| BMW 535i | $2,878 | $2,186 |
| BMW 535xi | $2,842 | $2,156 |
| BMW 540i | $3,466 | $2,610 |
| BMW 540xi | $2,742 | $2,070 |
| BMW 550i | $2,812 | $2,138 |
| BMW 550xi | $3,078 | $2,326 |
| BMW 640i | $3,310 | $2,496 |
| BMW 640xi | $3,154 | $2,384 |
| BMW 650i | $3,584 | $2,698 |
| BMW 650xi | $3,402 | $2,560 |
| BMW 740e | $3,528 | $2,656 |
| BMW 740i | $4,530 | $3,414 |
| BMW 745e | $3,756 | $2,838 |
| BMW 750e | $4,552 | $3,416 |
| BMW 750i | $4,366 | $3,270 |
| BMW 750xi | $3,102 | $2,348 |
| BMW 760i | $4,792 | $3,592 |
| BMW 840i | $4,002 | $3,020 |
| BMW 850i | $4,162 | $3,128 |
| BMW Active 5 | $2,638 | $2,010 |
| BMW Activehybrid 3 | $2,424 | $1,850 |
| BMW Activehybrid 5 | $2,486 | $1,896 |
| BMW Alpina B6 | $3,860 | $2,908 |
| BMW Alpina B7 | $4,878 | $3,656 |
| BMW Alpina B8 | $5,004 | $3,750 |
| BMW Alpina XB7 | $4,566 | $3,422 |
| BMW i3 | $2,770 | $2,104 |
| BMW i4 | $3,260 | $2,472 |
| BMW i5 | $3,530 | $2,672 |
| BMW i7 | $4,062 | $3,060 |
| BMW i8 | $4,754 | $3,564 |
| BMW iX | $3,810 | $2,870 |
| BMW M2 | $3,228 | $2,450 |
| BMW M235i | $3,232 | $2,450 |
| BMW M240i | $3,396 | $2,592 |
| BMW M3 | $3,528 | $2,672 |
| BMW M340i | $3,408 | $2,586 |
| BMW M4 | $4,168 | $3,146 |
| BMW M440i | $3,830 | $2,888 |
| BMW M5 | $4,320 | $3,258 |
| BMW M550i | $4,086 | $3,074 |
| BMW M6 | $4,152 | $3,118 |
| BMW M760i | $5,168 | $3,870 |
| BMW M760xi | $4,174 | $3,134 |
| BMW M8 | $4,714 | $3,544 |
| BMW M850i | $4,512 | $3,396 |
| BMW X1 | $2,878 | $2,194 |
| BMW X2 | $2,916 | $2,224 |
| BMW X3 | $3,294 | $2,496 |
| BMW X4 | $3,232 | $2,454 |
| BMW X5 | $3,578 | $2,690 |
| BMW X6 | $3,908 | $2,946 |
| BMW X7 | $3,574 | $2,692 |
| BMW XM | $4,592 | $3,442 |
| BMW Z4 | $3,082 | $2,344 |
Data Methodology: Rated driver is a 40-year-old married male with good credit and no driving violations or at-fault accidents in the prior three years. Uninsured/Underinsured Motorist (UM/UIM) and medical payments coverages are included.