BMW Car Insurance Calculator: Interactive Rates for Every Driver

Discover how changing risk factors impact the cost of insurance for a BMW vehicle. Tailor settings like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if the choice you make raises or lowers the cost of insurance.

To start the calculator, select the year and model of your BMW vehicle.

Click on any model in the table below to calculate your personalized rates. You can choose the model year of your vehicle in the calculator options.

Average BMW Car Insurance Rates for Good Drivers
ModelAge 25Age 50
BMW 128i$1,766$1,364
BMW 135i$1,878$1,448
BMW 228i$2,960$2,254
BMW 228xi$1,872$1,426
BMW 230i$2,982$2,270
BMW 320i$2,310$1,766
BMW 328d$2,368$1,806
BMW 328i$2,194$1,686
BMW 328xi$2,332$1,782
BMW 330e$2,956$2,250
BMW 330i$2,768$2,108
BMW 330xi$2,266$1,730
BMW 335i$2,312$1,770
BMW 335xi$2,186$1,670
BMW 340i$3,332$2,530
BMW 428i$2,452$1,870
BMW 428xi$2,406$1,840
BMW 430i$3,426$2,590
BMW 435i$2,584$1,974
BMW 435xi$2,532$1,930
BMW 440i$3,376$2,550
BMW 528i$2,346$1,790
BMW 528xi$2,486$1,896
BMW 530e$3,608$2,736
BMW 530i$3,312$2,512
BMW 530xi$2,912$2,222
BMW 535d$2,616$1,992
BMW 535i$2,808$2,132
BMW 535xi$2,774$2,102
BMW 540i$3,382$2,550
BMW 540xi$2,678$2,020
BMW 550i$2,748$2,088
BMW 550xi$3,002$2,272
BMW 640i$3,232$2,438
BMW 640xi$3,080$2,326
BMW 650i$3,500$2,634
BMW 650xi$3,322$2,500
BMW 740e$3,444$2,592
BMW 740i$4,416$3,334
BMW 745e$3,668$2,770
BMW 750e$4,440$3,334
BMW 750i$4,264$3,192
BMW 750xi$3,028$2,294
BMW 760i$4,676$3,508
BMW 840i$3,908$2,948
BMW 850i$4,062$3,056
BMW Active 5$2,576$1,964
BMW Activehybrid 3$2,364$1,806
BMW Activehybrid 5$2,424$1,852
BMW Alpina B6$3,770$2,840
BMW Alpina B7$4,760$3,568
BMW Alpina B8$4,886$3,662
BMW Alpina XB7$4,456$3,342
BMW i3$2,704$2,054
BMW i4$3,178$2,414
BMW i5$3,444$2,608
BMW i7$3,962$2,986
BMW i8$4,640$3,482
BMW iX$3,718$2,802
BMW M2$3,148$2,390
BMW M235i$3,152$2,394
BMW M240i$3,314$2,528
BMW M3$3,440$2,608
BMW M340i$3,326$2,526
BMW M4$4,068$3,072
BMW M440i$3,740$2,818
BMW M5$4,218$3,182
BMW M550i$3,988$3,002
BMW M6$4,054$3,042
BMW M760i$5,044$3,780
BMW M760xi$4,072$3,056
BMW M8$4,598$3,460
BMW M850i$4,402$3,314
BMW X1$2,808$2,142
BMW X2$2,844$2,170
BMW X3$3,214$2,438
BMW X4$3,156$2,394
BMW X5$3,494$2,624
BMW X6$3,812$2,876
BMW X7$3,488$2,626
BMW XM$4,482$3,362
BMW Z4$3,006$2,290

Data Methodology: Rated driver is a 40-year-old married male with good credit and no driving violations or at-fault accidents in the prior three years. Uninsured/Underinsured Motorist (UM/UIM) and medical payments coverages are included.